Michael was born and raised in Illinois and relocated to Jacksonville from Chicago in 2000. After graduating from college in 1993 Michael entered the banking industry and quickly developed an interest in the lending side of the industry. With over 15 years retail lending experience Michael prides himself on delivering world class service to his customers while staying on top of the changes in the constantly evolving mortgage business in order to allow his clients and referral partners the comfort and confidence that they will have a smooth transaction for their mortgage needs.

In his spare time Michael enjoys fly fishing, golf and spending time with his fiance', 2 dogs and three cats and supports various cancer charities and animal philanthropies.