There are two main types of mortgages: conforming and non-conforming.
Conforming loans follow guidelines set by Fannie Mae and Freddie Mac and come with lower interest rates and a more streamlined process.

Talk to Nathan directly

Every file is different. Call or text and you reach Nathan Young, the licensed broker who owns North Star Mortgage Network, not a call center. You will get a straight answer about your options.

Call or text 904-880-6741

Ask about your actual file — no SSN, no credit pull.