Investment Property Loans

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Are you thinking about purchasing your own property with the intention of either renting it out or selling it? Investing in a property can be an excellent source of additional income, and investment property loans can help a borrower finance the purchase of a home for the purpose of renovating it, then renting it out… [Read More]

Lowering Your Debt By Refinancing Your Mortgage

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If you currently have a significant amount of debt and you own your current residence, you may be looking for some ways to reduce the overall amount of money that you owe. One solution to managing your debt while also lowering your monthly mortgage payments at the same time is refinancing your mortgage for a… [Read More]

Reverse Mortgage For Retirees

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If you are a retired homeowner interested in gaining some supplemental income or purchasing a different property, you may want to consider a reverse mortgage. A reverse mortgage is a loan that is taken out of the equity that you already have in your home. There are many factors to consider when applying for a… [Read More]

Current Housing Market Conditions In Northeast Florida

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If you are interested in purchasing a home in the area of northeastern Florida, you have probably noticed that the current housing market is challenging and competitive. High housing prices and a limited amount of available housing are some of the factors contributing to the state of the market. Despite the current challenges, it is… [Read More]

Housing Market Guide for Jacksonville, Florida

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The real estate market in Jacksonville, Florida, has been thriving recently with many homes being built and sold, more investments being made, rents increasing, and new property options becoming more and more available. If you are interested in either buying or selling a home in northeast Florida, and have questions about the latest real estate… [Read More]

What Are the Pros and Cons of Waiting Out the Housing Market?

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The housing market has rebounded strongly since the pandemic, and even with recent increases to interest rates this year, the housing market remains steady and people continue to buy up more homes. This has led many to wonder if they should purchase a home immediately, or wait to see if the market comes down. If… [Read More]

Should I Wait For the Housing Market to Decline To Buy a Home?

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As home prices continue to rise in the United States, many wonder if there will be an eventual housing market crash similar to the one that occurred during the great recession in the mid 2000’s. Many people that are interested in purchasing a home are not sure if they should buy now, or wait for… [Read More]

Equifax, Experian, and TransUnion Support U.S. Consumers With Changes to Medical Collection Debt Reporting

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Equifax, Experian, and TransUnion Support U.S. Consumers With Changes to Medical Collection Debt Reporting Joint Measures from Consumer Credit Reporting Agencies Remove Nearly 70% of Medical Collection Debt Tradelines from Consumer Credit Reports. Effective July 1, 2022, paid medical collection debt will no longer be included on consumer credit reports. In addition, the time period… [Read More]

Cash-Out Refinance – How It Works

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A cash-out refinance replaces your existing mortgage with a new, larger loan, paying you in cash the difference between the amount borrowed and what you owe on the home. The new loan can typically included all closing cost and prepaid taxes and insurance ( tax and insurance collection in order to establish a new escrow… [Read More]

Can You Use an FHA Loan to Buy a Tiny Home?

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Are you interested in buying a tiny home either to live in or rent out for a profit and wondering what types of loans you can qualify for? FHA loans can cover the purchase of a tiny home in most circumstances if a borrower is eligible. If you are interested in learning more about buying… [Read More]