Relocating to Florida

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Florida is known for quite a few things but the weather is probably the number one on the list. You can also find luxurious beaches, beautiful condos and a nightlife scene that never seems to end.  These are just a few of the reasons, thousands of people think about moving to Florida on a daily… [Read More]

First Time Homebuyers

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The first thing you want to do is prepare and review your finances. Your credit score is very important when discussing finances with a lender so you want to do whatever you can to make sure it’s at the highest it can possibly be. You will also want to review your credit reports to make… [Read More]

FHA Loans

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If you are in the market to purchase a home, you have probably done lots and lots of research. You have probably spent hours looking at homes online, browsing Zillow and Realtor, maybe even reaching out to a realtor if you found something that really sparked your interest. The excitement of looking at homes can… [Read More]

Conventional Loans

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The first thing most people consider when buying a home is how they are going to cover the payments. It’s not everyday that someone can make a cash offer on a home so the typical route is via financing. There are multiple ways to finance a home with a lender but the most common option… [Read More]

How To Get Approved For a Mortgage

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Making the decision to purchase a home can be very exciting, but we know that it can also bring about a lot of questions and concerns. One of the first steps many home buyers choose to take is to get pre-qualified or pre-approved. This helps to set a standard and limit the search when finding… [Read More]

Homeowners Insurance

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Buying a home comes with quite a few tasks and hurdles but it’s also the most important purchase in the lives of most people. When you decide to purchase a home, you’ll have to make small choices like, what kind of lawn ornaments do I want as well as major choices like how much should… [Read More]

Understanding Debt-to-Income Ratio

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Are you in the market to purchase a home or car and wonder why your estimated payments seem to be high? Are you buckling down and just want to get a tighter hold on your financial situation? One of the most important ways you can get an idea of your financial outlook is to take… [Read More]

Should I Refinance My Mortgage?

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When you purchase a home you most likely took out a mortgage to buy the home. If you choose to get a new mortgage to replace the first one, that is called refinancing. If you’re credit is in good shape, refinancing can save you some money by adjusting your interest rate from a variable to… [Read More]

Learning More About VA Loans

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Members who have served in the military or armed forces can be eligible for a VA loan to help them purchase a home. These candidates can use these loans to help finance the purchase of land or a home. VA loans can be very beneficial even if the case you are not a first time… [Read More]

USDA

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Program Highlights 100% Financing with USDA Closing costs included in loan up to appraised value Low USDA Rates Low Monthly MI We can go down to 600 credit score. Must meet USDA income and property eligibility Repairs can be included in loan amount (up to appraised value) Manufactured Homes are eligible but have specific requirement