Local Lenders vs Big Banks

1006

When you make any major purchase, there is some aspect of sales. Whether it be a car or even a new sofa, you want to make your are picking the best product for you and your budget but also not feeling like you were pushed into getting the wrong thing by a salesperson. Research is… [Read More]

The Mortgage Approval Process

1023

Are you in the process of buying a home or just thinking about purchasing? Have you talked with a lender or are you just browsing online? One of the first steps many home buyers choose to take is to get pre-qualified or pre-approved. This helps to set a standard and limit the search when finding… [Read More]

Interest Rate Matters

1333

Most people are familiar with the term “interest rate” when it comes to credit cards or car loans, but they may not know how interest rates affect their purchase of a home, especially if they are a first time homebuyer. The interest rate is the amount it costs to borrow money and is usually calculated… [Read More]

Cash-Out Refinancing

1007

Have you been in your home for quite awhile and are thinking about doing some home improvements? Or maybe your credit card balances are getting a bit too high? If you currently own a home and there is equity available in the home you can take out a cash loan for more than your current home… [Read More]

Relocating to Florida

1285

Florida is known for quite a few things but the weather is probably the number one on the list. You can also find luxurious beaches, beautiful condos and a nightlife scene that never seems to end.  These are just a few of the reasons, thousands of people think about moving to Florida on a daily… [Read More]

First Time Homebuyers

1188

The first thing you want to do is prepare and review your finances. Your credit score is very important when discussing finances with a lender so you want to do whatever you can to make sure it’s at the highest it can possibly be. You will also want to review your credit reports to make… [Read More]

FHA Loans

1186

If you are in the market to purchase a home, you have probably done lots and lots of research. You have probably spent hours looking at homes online, browsing Zillow and Realtor, maybe even reaching out to a realtor if you found something that really sparked your interest. The excitement of looking at homes can… [Read More]

Conventional Loans

1024

The first thing most people consider when buying a home is how they are going to cover the payments. It’s not everyday that someone can make a cash offer on a home so the typical route is via financing. There are multiple ways to finance a home with a lender but the most common option… [Read More]

How To Get Approved For a Mortgage

1007

Making the decision to purchase a home can be very exciting, but we know that it can also bring about a lot of questions and concerns. One of the first steps many home buyers choose to take is to get pre-qualified or pre-approved. This helps to set a standard and limit the search when finding… [Read More]

Homeowners Insurance

1040

Buying a home comes with quite a few tasks and hurdles but it’s also the most important purchase in the lives of most people. When you decide to purchase a home, you’ll have to make small choices like, what kind of lawn ornaments do I want as well as major choices like how much should… [Read More]