Make Lenders Compete

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Buying a home comes with lots of ups, downs, and questions but one thing most people have the most concern over is the financing process. They think they won’t be approved or they think they’re going to run out of time in the process of getting approved and lose out on a home they want…. [Read More]

How Lenders Cover Closing Costs

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Closing costs are fees that must be paid when you are finalizing the buying of a home. The actual closing of the sale is when the title is transferred from seller to buyer and the costs are paid by one of the two parties involved in the transaction. The Basics Behind Closing Costs The primary… [Read More]

The Benefits of Getting a Second Opinion

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When you make any major purchase, there is some aspect of sales. Whether it be a car or even a new sofa, you want to make your are picking the best product for you and your budget but also not feeling like you were pushed into getting the wrong thing by a salesperson. Many people… [Read More]

Local Lenders vs Big Banks

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When you make any major purchase, there is some aspect of sales. Whether it be a car or even a new sofa, you want to make your are picking the best product for you and your budget but also not feeling like you were pushed into getting the wrong thing by a salesperson. Research is… [Read More]

The Mortgage Approval Process

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Are you in the process of buying a home or just thinking about purchasing? Have you talked with a lender or are you just browsing online? One of the first steps many home buyers choose to take is to get pre-qualified or pre-approved. This helps to set a standard and limit the search when finding… [Read More]

Interest Rate Matters

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Most people are familiar with the term “interest rate” when it comes to credit cards or car loans, but they may not know how interest rates affect their purchase of a home, especially if they are a first time homebuyer. The interest rate is the amount it costs to borrow money and is usually calculated… [Read More]

Cash-Out Refinancing

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Have you been in your home for quite awhile and are thinking about doing some home improvements? Or maybe your credit card balances are getting a bit too high? If you currently own a home and there is equity available in the home you can take out a cash loan for more than your current home… [Read More]

Relocating to Florida

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Florida is known for quite a few things but the weather is probably the number one on the list. You can also find luxurious beaches, beautiful condos and a nightlife scene that never seems to end.  These are just a few of the reasons, thousands of people think about moving to Florida on a daily… [Read More]

First Time Homebuyers

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The first thing you want to do is prepare and review your finances. Your credit score is very important when discussing finances with a lender so you want to do whatever you can to make sure it’s at the highest it can possibly be. You will also want to review your credit reports to make… [Read More]

FHA Loans

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If you are in the market to purchase a home, you have probably done lots and lots of research. You have probably spent hours looking at homes online, browsing Zillow and Realtor, maybe even reaching out to a realtor if you found something that really sparked your interest. The excitement of looking at homes can… [Read More]