Conventional Loans

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The first thing most people consider when buying a home is how they are going to cover the payments. It’s not everyday that someone can make a cash offer on a home so the typical route is via financing. There are multiple ways to finance a home with a lender but the most common option… [Read More]

How To Get Approved For a Mortgage

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Making the decision to purchase a home can be very exciting, but we know that it can also bring about a lot of questions and concerns. One of the first steps many home buyers choose to take is to get pre-qualified or pre-approved. This helps to set a standard and limit the search when finding… [Read More]

Homeowners Insurance

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Buying a home comes with quite a few tasks and hurdles but it’s also the most important purchase in the lives of most people. When you decide to purchase a home, you’ll have to make small choices like, what kind of lawn ornaments do I want as well as major choices like how much should… [Read More]

Should I Refinance My Mortgage?

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When you purchase a home you most likely took out a mortgage to buy the home. If you choose to get a new mortgage to replace the first one, that is called refinancing. If you’re credit is in good shape, refinancing can save you some money by adjusting your interest rate from a variable to… [Read More]

Learning More About VA Loans

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Members who have served in the military or armed forces can be eligible for a VA loan to help them purchase a home. These candidates can use these loans to help finance the purchase of land or a home. VA loans can be very beneficial even if the case you are not a first time… [Read More]

USDA

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Program Highlights 100% Financing with USDA Closing costs included in loan up to appraised value Low USDA Rates Low Monthly MI We can go down to 600 credit score. Must meet USDA income and property eligibility Repairs can be included in loan amount (up to appraised value) Manufactured Homes are eligible but have specific requirement

First Time Home Buyers

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First Time Home Buyers Buying a home is a major part of the American dream, and one of the most important decisions you can make. Let us guide you though the process. Most lender require 20% down but we have programs that will allow for 3% down.  We also have grants available for those who… [Read More]

USDA Loans

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USDA Features: No Money Down Financing Option Available. Can be used to buy a new home or refinance an existing mortgage. May offer better terms than some traditional loan programs. No Reserves Required. Interested party contributions up to 6%. Closing costs may be financed on some transactions. * Automated property and income eligibility tool available… [Read More]

VA Home Loans

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We offer special incentives to Veterans. This is our way of thanking you for the sacrifices you have made. VA Home Loan Benefits • No Money Down Available. • Very Competitive interest rates. • Flexible qualifying guidelines. • Mortgage insurance not required. • Buyer is not responsible for certain closing costs. *Must meet VA eligibility… [Read More]

Small Business Lending

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SMALL BUSINESS LENDING -with terms to fit your needs • Borrow up to $5 million. • All 7(a) loans are fully amortized with no balloons or call dates. • Loans for working capital, machinery, and equipment have a maturity of 5-10 years, up to the useful life of the equipment. Real estate loans have a… [Read More]