15 (conforming balance), 20, 25 and 30-year Fully Amortizing Fixed Rate, Citizenship is not required, High LTV with no monthly mortgage insurance, Not, limited to first-time homebuyers, IRRRL allowed without an appraisal.

NO CREDIT SCORE, NO PROBLEM! Provide FHA opportunities to borrowers without a credit history. Get in touch with us today to learn more. Successful applicant must show: Three documented alternative trade lines, each with a 12-month history, No late payments on rental history, No more than one 30 day late payment to other creditors, such… [Read More]

HomeOne program that allows as little as 3% down for first-time homebuyers with no income restrictions. Highlights Solution for down payment challenges with up to 97% LTV, Broader access with no geographic or income limits, Available for purchases or no cash-out refinances, Eligible for single-family homes, including condos and planned unit developments, At least one… [Read More]

Self Employed Borrowers Salaried Co-Borrower Allowed Personal and/or Business Bank Statements Allowed $50,000 Minimum Loan Amount 620 Credit Score up to $1,000,000 660 Credit Score up to $2,500,000 55% Maximum Debt to Income Ratio Interest Only & Fully Amortized 5/1 LIBOR ARM Purchase, Rate & Term Refinance and Cash Out Ask Your Account Executive for… [Read More]

 Single Close Construction to Permanent Loan provides both the interim construction financing and permanent loan financing.  Eliminates multiple loans  Allows up to a 12 month construction term  Purchase the land and build a new home  Limited Cash-Out – if the borrower owns the lot at time of application   Benefits… [Read More]

Your next home is now Within Reach™ Some of the key benefits of Within Reach • Down Payment assistance amounts 3.00% or 4.00% of the 1st mortgage total loan amount • DPA Grant – no repayment required • FHA, USDA, VA programs • Seller Credit of 6% is allowed • Gift funds are allowed •… [Read More]

We understand the unique needs and challenges of property investors. That’s why we offer innovative solutions and common-sense underwriting designed to provide more options, great rates, and a smooth funding experiences. • Advantageous rental income calculation resulting in lower debt-to-income ratios and better rates (ask for a demonstration) • Loan amounts up to $1,000,000 •… [Read More]

Our loan programs are designed around the needs of self-employed borrowers, featuring common-sense underwriting that considers their unique income documentation challenges. 12 and 24-Month Bank Statement Program Features: • P&L statements NOT required • LTV up to 90% with no mortgage insurance • Loan amounts up to $1,500,000 • Multiple business bank accounts permitted •… [Read More]