Renting vs Buying in Florida: The Real Math for 2026
The renting vs buying question in Florida is no longer a slogan. It is math. And in 2026, the math is close.
Read MoreVA Grants Homeless Veterans 2025: $818M for Housing and Services
The VA grants homeless veterans 2025 program is a major step to reduce veteran homelessness nationwide.
Read MoreTemporary Agency Employment Mortgage Requirements in Florida
If you work through a staffing or temporary agency and are preparing to buy a home in Florida, understanding temporary agency employment mortgage requirements…
Read MoreMortgage Benefits for Persons with Disabilities in Florida
At North Star Mortgage Network , we believe homeownership should be accessible to everyone. For more than 25 years, we’ve worked closely with Florida borrowers…
Read MoreStudent Loans and Mortgage Qualification: 2026 Rules
2026 Update (September 2026) Fannie Mae: lenders can use your documented income-driven payment, even $0.
Read MoreFannie Mae vs Freddie Mac Guidelines: 2026 Differences
2026 Update (September 2026) Credit scores: Fannie Mae removed its hard 620 minimum for loans run through Desktop Underwriter on November 16, 2025. Freddie Mac rules differ, so compare both. Student loans: Fannie Mae can use a documented $0 income-driven payment. Freddie Mac generally uses 0.5% of the balance when the payment is $0. Renting…
Read MoreVerification of Commission Income: Guidelines for Mortgage Qualification
Short answer Commission income generally needs a documented history and gets averaged rather than taken at face value. A strong recent year does not fix a weak prior year — and unreimbursed business expenses can reduce what actually counts. Call or text 904-880-6741 Ask about your actual file — no SSN, no credit pull. By…
Read MoreGrossing Up Social Security Income Mortgage Qualification Guide
Short answer Most lenders let you gross up non-taxable Social Security income by 15% or 25%, depending on the agency and the documentation in the file. Which one applies to you changes what you qualify for. Call or text 904-880-6741 Ask about your actual file — no SSN, no credit pull. By Nathan Young, founder…
Read MoreUSDA Guaranteed Loan Program FAQ – Common Questions Answered
The USDA Guaranteed Loan Program FAQ provides valuable guidance for homebuyers, lenders, and real estate professionals navigating USDA’s Single-Family Housing…
Read MoreNo FICO ITIN Loan Options: Inclusive Programs for Real Borrowers
If you’ve been searching for No FICO ITIN loan options , North Star Mortgage Network offers programs designed to expand access to home financing without a…
Read More
