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Non-bank mortgage companies are less regulated and heavily exposed to market fluctuations. These companies manage 70% of agency-backed mortgage balances, totaling ~$6.3T.

Texas and Florida lead as top markets for homebuyers. 7 out of the top 10 buyer markets are in these states.

Common beliefs about mortgage rates following Fed rates or the 10-yr Treasury yield are often incorrect. The Federal Funds Rate influences but doesn't dictate mortgage rates.

Proper home maintenance can prevent claims and keep premiums low, and it includes cleaning gutters, maintaining sump pumps, and salting driveways in winterBundling your home, auto, and other insurance policies with the same company can lead to discounts.

Speak to friends, local business owners, and check for "sold" signs in desired neighborhoods.Look for agents who’ve successfully closed transactions in the area where you’re looking to buy.

Shop around for mortgage rates and explore government loan options. Consider assuming a seller's existing mortgage or buy down your interest rate.

Florida metros dominate the best places for buyers in Zillow’s new market heat index. Despite a national trend of more inventory in some areas, the US remains a seller's market overall.

Your mortgage lender might sell your loan to another investor after you close. This frees up capital for the lender and generates cash through servicing fees.

Florida's housing market is expected to see slower growth but remain positive in the next two years.Rising interest rates are causing an adjustment with more properties on the market.