Yes. Many loan programs allow student loans, car payments, and other debts. What matters most is your debt-to-income ratio, which compares your monthly debts to your gross income.

Talk to Nathan directly

Every file is different. Call or text and you reach Nathan Young, the licensed broker who owns North Star Mortgage Network, not a call center. You will get a straight answer about your options.

Call or text 904-880-6741

Ask about your actual file — no SSN, no credit pull.

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