Short answer Often, yes. For FHA loans, if your collection balances, including past-due child support, total $2,000 or more, you can generally pay it off, document a payment arrangement, or have the lender count 5% of the balance in your debt-to-income ratio. Your regular support payment always counts. FHA guidelines may change, lender overlays may…

Our library of plain-English mortgage guidelines: alternative income, credit, Fannie Mae vs Freddie Mac, VA, FHA, USDA, property types, and special situations.

Fannie Mae rental income rules for 2026: the 75% rule, 12-month landlord experience, and the new departing-residence update effective Nov. 1.

Jacksonville flood zones decide whether your lender will require flood insurance, and that cost lands in your monthly payment.

Want to buy before you sell? It is the most common question we get from families moving to Jacksonville with a house to unload back home. You have five real options, and one of them changed this month. Available for qualified borrowers. Program guidelines apply. All loans subject to credit approval. Talk to Nathan directly…

If you are moving to Jacksonville from a high-tax state, your monthly budget changes in ways that surprise people. Some costs drop a lot. Two go up.

Homeowners insurance Jacksonville buyers pay can change your monthly payment more than a small rate change can.

Live outside the United States but want to own US rental property? A foreign national mortgage Jacksonville investors can use makes it possible, even with no…

Own rental property? Flipping houses? Buying a small office or warehouse? The commercial loan programs Jacksonville investors use are very different from a…