Hi, I’m Christy Carmichael, a proud Jacksonville, FL, native and a dedicated Mortgage Loan Originator with North Star Mortgage Network. With a master’s degree in Counselor Education from the University of North Florida and over a decade of experience in education and school district administration, I bring strong communication, organization, and problem-solving skills to the mortgage industry.\

My deep roots in the Jacksonville community, along with my passion for helping others, allow me to guide clients seamlessly through the home loan process. Whether you're a first-time homebuyer or looking to refinance, I’m committed to providing clear, personalized guidance to help you make confident and informed decisions.

Beyond my work, I stay actively involved in my local church and cherish time spent with my family. I look forward to helping you achieve your homeownership goals with care and expertise!

Contact me today to get started on your home loan journey!