Short answer You can often still qualify while on temporary leave — maternity, medical or military — but the lender generally needs documentation that you are returning and at what income. Whether they use your pre-leave income or your leave income depends on when you return relative to the first payment. Call or text 904-880-6741…

Can I use my own appraisal in FL? This is a very common question from homebuyers and homeowners.

If you want to build wealth with your home in Florida , you need to understand what your property is really worth and how to use it.

Short answer When an appraisal comes back “subject to” repairs, the loan usually cannot close until the repairs are done or another solution is agreed. The sooner a broker sees the file, the more options there are. Call or text 904-880-6741 Ask about your actual file — no SSN, no credit pull. When an appraisal…

If you are searching for a Northeast Florida Real Estate Advisor, Kristin Orr, you are looking for more than someone to open doors and write contracts.

At North Star Mortgage Network, our challenge coin VA home loan initiative is built on one simple belief.

North Star Mortgage Network mortgage broker in Jacksonville, Florida

Mortgage lenders use IRS transcripts to confirm that the income reported on your loan application matches the income reported to the IRS.

In most cases, mortgage lenders request the Tax Return Transcript from the IRS. This transcript shows the major line items from your filed tax return and…