Search results for: jumbo
Three Florida Loan Options Most Borrowers Don’t Know About: 90% Cash-Out, 10%-Down Second Homes, and Jumbo Loans Up to $3 Million
A lot of homeowners hear “you can only cash out 80%” or “a second home needs 20% down” and stop asking. Those are common rules, but they aren’t the only rules. As a mortgage broker with access to many wholesale lenders, I can shop programs that a single bank may not offer. Here are three…
Read MoreJumbo Loans in Ponte Vedra Beach, FL: Sawgrass, Marsh Landing & Oceanfront (2026)
Jumbo mortgage options for Ponte Vedra Beach, Sawgrass, Marsh Landing, Old Ponte Vedra, Palencia and Nocatee luxury homes: down payment, reserves, appraisals, bank statement and interest-only options, and coastal insurance.
Read MoreBank Statement Jumbo Loan in Jacksonville: Interest-Only for Self-Employed Buyers
A bank statement jumbo loan in Jacksonville can pair 12-month bank statement qualifying with a 10-year interest-only period on primary and second homes.
Read MoreJumbo Loans in Jacksonville, Florida
Other Jacksonville Loan Programs VA loans in Jacksonville Construction loans in Jacksonville DSCR and investment property loans Refinancing in Jacksonville In Jacksonville, a jumbo loan starts at $832,750. Anything at or below that is conforming. Anything above it is jumbo, and the rules change completely. Where the Line Sits in Northeast Florida The 2026 conforming…
Read MoreJumbo Loans in Jacksonville, FL: A Complete Guide for Northeast Florida Buyers
If you are buying in Ponte Vedra Beach, Nocatee, Amelia Island, or along the beaches, there is a good chance your loan will cross into jumbo territory.
Read MoreJumbo Loans
What is a Jumbo Loan? A jumbo loan, also known as a jumbo mortgage, is a home loan that exceeds the conforming loan limits set by the Federal Housing Finance Agency (FHFA). Jumbo loans are designed for properties that are more expensive and require larger loan amounts than conforming loans. Contact us today to find…
Read MoreFlorida Mortgage Resource Library
Hundreds of plain-English answers on FHA, VA, USDA, credit, down payment help, self-employed income and refinancing in Northeast Florida.
Read MoreCredit Score Too Low for One Lender? Why Florida Borrowers May Have More Options in 2026
Some wholesale lenders are dropping their own credit score minimums on FHA, VA, USDA and conventional loans. Here’s what it means for Florida borrowers.
Read MoreHow Much Cash Can You Get Up Front From a Reverse Mortgage? (Florida 2026)
Most people can’t take every dollar of a HUD reverse mortgage at closing. The first-year 60% limit, fixed vs. adjustable, and when a private reverse fits.
Read MoreBank Statement Loans in St. Augustine & St. Johns County, FL (Self-Employed, 2026)
Self-employed in St. Augustine, Ponte Vedra or Nocatee? Qualify with 12 or 24 months of bank statements, a P&L or 1099s instead of tax returns.
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