Self-Employed Mortgage Loans Florida

Short answer Yes, you can get a mortgage when you’re self-employed. Lenders usually want about two years of history and use your net income from tax returns, but bank statement, P&L and asset-based loans can work when your returns don’t tell the whole story. Call or text 904-880-6741 Ask about your actual file — no…

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temporary leave income mortgage

Short answer You can often still qualify while on temporary leave — maternity, medical or military — but the lender generally needs documentation that you are returning and at what income. Whether they use your pre-leave income or your leave income depends on when you return relative to the first payment. Call or text 904-880-6741…

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Appraisal came back with repairs

Short answer When an appraisal comes back “subject to” repairs, the loan usually cannot close until the repairs are done or another solution is agreed. The sooner a broker sees the file, the more options there are. Call or text 904-880-6741 Ask about your actual file — no SSN, no credit pull. When an appraisal…

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