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Divorce Buyout Refinance in Florida: How to Keep the House
Short answer To keep the house in a Florida divorce, the keeping spouse usually does a buyout refinance: a new loan in their own name that pays off the old mortgage and pays the departing spouse their share of the equity. A quitclaim deed alone does not remove your ex from the loan. Guidelines vary…
Read MoreGolden Handcuffs Mortgage Rates Are Loosening in Florida
The term golden handcuffs mortgage rates describes the lock-in effect where homeowners avoided moving because they didn’t want to give up ultra-low mortgage…
Read MoreManufactured Home Mortgage Guidelines (2026 Update)
2026 Update (September 2026) Fannie Mae removed its hard 620 minimum credit score for loans run through Desktop Underwriter on November 16, 2025.
Read More2026 Conforming Loan Limits: More Buying Power in Florida
Homebuyers and homeowners in Florida now have new opportunities. The 2026 conforming loan limits have increased, and this change means more buying power for…
Read MoreRenting vs Buying in Florida: The Real Math for 2026
The renting vs buying question in Florida is no longer a slogan. It is math. And in 2026, the math is close.
Read MoreTemporary Agency Employment Mortgage Requirements in Florida
If you work through a staffing or temporary agency and are preparing to buy a home in Florida, understanding temporary agency employment mortgage requirements…
Read MoreMortgage Benefits for Persons with Disabilities in Florida
At North Star Mortgage Network , we believe homeownership should be accessible to everyone. For more than 25 years, we’ve worked closely with Florida borrowers…
Read MoreStudent Loans and Mortgage Qualification: 2026 Rules
2026 Update (September 2026) Fannie Mae: lenders can use your documented income-driven payment, even $0.
Read MoreFannie Mae vs Freddie Mac Guidelines: 2026 Differences
2026 Update (September 2026) Credit scores: Fannie Mae removed its hard 620 minimum for loans run through Desktop Underwriter on November 16, 2025. Freddie Mac rules differ, so compare both. Student loans: Fannie Mae can use a documented $0 income-driven payment. Freddie Mac generally uses 0.5% of the balance when the payment is $0. Renting…
Read MoreVerification of Commission Income: Guidelines for Mortgage Qualification
Short answer Commission income generally needs a documented history and gets averaged rather than taken at face value. A strong recent year does not fix a weak prior year — and unreimbursed business expenses can reduce what actually counts. Call or text 904-880-6741 Ask about your actual file — no SSN, no credit pull. By…
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