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First-Time Homebuyer Mistakes to Avoid in Florida
Buying your first home is a major milestone—and a major financial decision. But many new buyers unknowingly make critical errors that can delay their closing,…
Read MoreAfter You’ve Shopped Around, Compare Todays Rates with Us
If you’ve been shopping around for a mortgage, you already know that todays rates vary wildly from one lender to another.
Read MoreWaiting Periods After Bankruptcy, Foreclosure or Short Sale in Florida
By Nathan Young , founder and president of North Star Mortgage Network, Inc. , an independent mortgage brokerage in Jacksonville, Florida.
Read MoreMortgage Calculators: Estimate Your Monthly Payment with Confidence
Looking to understand your future mortgage payment? At North Star Mortgage Network , we make it simple to get a clear picture of your monthly housing cost with…
Read MoreThe Looming Impact of Student Loans on FHA Borrowers: What You Need to Know
A major financial shift is on the horizon—and it’s set to affect millions of FHA borrowers. According to recent data, roughly 2.5 million FHA borrowers could…
Read MoreUnderstanding Manufactured Home Differences Between Fannie Mae and Freddie Mac
When it comes to financing manufactured homes , not all guidelines are created equal—especially when comparing Fannie Mae and Freddie Mac.
Read MoreProjected Income: How It Can Help You Qualify for a Mortgage
By Nathan Young , founder and president of North Star Mortgage Network, Inc. , an independent mortgage brokerage in Jacksonville, Florida.
Read MoreCan a Realtor Parent Gift Their Commission Toward a Child’s Down Payment?
Short answer It can be possible. Because the parent is also an interested party to the sale, the lender looks closely at whether the money is a true gift or a commission credit, and the rules vary by loan program. Program guidelines apply. Call or text 904-880-6741 Ask about your actual file — no SSN,…
Read MoreLoan Amounts 2025: Big Changes for Saint Johns & Jacksonville Homebuyers
Updated August 2026: this post covers the 2025 loan amounts and is kept here as an archive. For 2026 the baseline conforming limit is $832,750 and the FHA…
Read MoreCapital Gains Explained: What Homeowners and Investors Need to Know
Whether you’re selling your primary home, second home, or an investment property, capital gains are something you can’t afford to overlook—especially the…
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