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EMPLOYED BY FAMILY GUIDES
Short answer Working for a family member does not disqualify you. It does trigger extra documentation — typically proof that you have no ownership interest in the business, plus independent verification of the income. Call or text 904-880-6741 Ask about your actual file — no SSN, no credit pull. By Nathan Young, founder and president…
Read MoreHome Report
Your home is a huge investment, and you should have a central place to review appreciation levels and local market activity and to ask questions about…
Read MoreTOP 10 REASONS LOANS ARE DENIED
Short answer Most denials come down to credit, debt-to-income, income documentation, assets or the property. A denial from one lender often is not the end, because another lender’s guidelines may fit. All loans are subject to credit approval. Call or text 904-880-6741 Ask about your actual file — no SSN, no credit pull. LOW CREDIT…
Read MoreUsing Alimony, Child Support, or Separate Maintenance for Income When Getting a Mortgage
Document that alimony, child support, or separate ma intenance will cont inue to be paid for at least thre e years after the date of the mortgage application,…
Read MoreHow Much Do Buyers Need to Afford the Typical Starter Home?
According to a new Redfin analysis, Americans must make $76,995 annually to afford the median priced starter home ($250,000), a 0.4% decrease from the previous…
Read MoreShould I Wait to Purchase a Home Until After the Election?
With every election cycle, potential home buyers often face the question: should I wait to purchase a home until after the election? The uncertainty and…
Read MoreAre real estate investment opportunities growing as rates fall?
Investor optimism has remained undimmed despite market volatility, says executive. 2024 may have been marked by turbulence in the housing and mortgage markets,…
Read MorePAYOFF STUDENT LOANS AS RATE AND TERM MORTGAGE
The Federal government removed the “PAUSE” on student loan repayments back in October of 2023.
Read MoreWhy America’s Housing Shortage Is So Hard to Fix
Zonda’s Ali Wolf says federal efforts to make homes more affordable won’t work without local changes.
Read MoreMortgage rates were supposed to come down. Instead, they’re rising. Here’s why
You might expect that mortgage rates would be falling right now after the Federal Reserve cut interest rates by a half-point last month.
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