Big changes came into effect on August 17 Sweeping changes to the way realtors conduct business came into effect across the US on Saturday (August 17) – and…

Short answer After the 2024 NAR settlement, a buyer’s agent can be paid by the seller, by the buyer or by a mix of both. Mortgage programs generally treat the agent’s fee as a closing cost. How much the seller can contribute, and whether down payment assistance can be used to pay it, depends on…

Why get A Home Inspection When Buying A Home Getting a home inspection when buying a home is a crucial step in the home-buying process.

Starting a mortgage application involves several key steps. Here’s a general guide to help you get started: Why: Your credit score significantly impacts your…

Buying a home is one of the largest financial transactions most people will ever undertake. Agents who are REALTORS® are a trusted source of advice and stand ready to help you navigate your homebuying journey and make the choices that work best for you. NAR’s recent settlement has led to several changes that benefit homebuyers,…

Mortgage Rates have plunged following the recent emergence of economic storm clouds Amid the tremors rippling through the US economy in recent weeks, the main…

Buy now, wait for rates, or keep renting? A Jacksonville mortgage broker explains how to decide, when waiting makes sense, and ways to lower your payment today.

In May Fannie, Freddie and the FHFA (Federal Housing Finance Agency) which runs Fannie and Freddie released a new form and a new idea to understand the need of…

Availability note: I am not originating construction-to-permanent loans at this time while I finalize a new underwriting relationship for this product.