Can You Get Fully Approved for a Mortgage Before Finding a Home? Yes!
In today’s competitive market, homebuyers need every advantage possible. That’s where Full Credit, Income, and Asset Approval comes in. Instead of waiting until you find a home, you can get fully underwritten before you shop—giving you a powerful edge in negotiations and ensuring a faster, smoother closing.
At North Star Mortgage Network, WE MAKE IT EASY to get started. Here’s how:
How to Get Full Credit, Income, and Asset Approval
Complete the Loan Application
Start by filling out the new loan application with a TBD (To Be Determined) address through our Simple Portal:
Start Your Application Now
Submit Your Credit Package
Through the Simple Portal, upload your credit, income, and asset documents to begin the review process.
Get Fully Underwritten – Not Just Pre-Approved
Unlike standard pre-approvals, your full mortgage file is reviewed and underwritten upfront. Any conditions that arise are addressed before you find a home, so there are no surprises later.
Shop for Your Dream Home with Confidence
Once underwriting is in progress, you’re free to search for your perfect home—knowing your financing is already in place.
Submit Your Contract & Close Quickly
When your offer is accepted, simply provide:
The purchase contract
The appraisal
The title work
Any updates based on changes in circumstances
With all major approvals already completed, your closing process will be faster and stress-free.
Why We Love Full Credit, Income, and Asset Approval
Stronger Negotiation Power
Sellers prioritize buyers with full approvals because they know financing is secure. Your offer stands out—especially in multiple-offer situations.
Avoid Last-Minute Surprises
Since underwriting happens before you find a home, potential issues are tackled early—no surprises, no delays.
Faster, Smoother Closing
Because your credit, income, and assets are already approved, your closing process moves quickly and seamlessly, so you can get into your new home faster.
Get Started Today!
Ready to get fully approved before you shop? Apply now and take control of your homebuying journey.
Have questions? Contact North Star Mortgage Network today and let’s get you fully approved for your dream home!
