Fixed rate second mortgage Jacksonville homeowners can use to tap equity with one lump sum and a locked payment. See how it works and if you qualify.

A fixed rate second mortgage in Jacksonville lets you borrow a lump sum against your home’s equity while keeping your current first mortgage exactly as it is. You get one interest rate, one monthly payment, and no surprises for the life of the loan. Available for qualified borrowers. Program guidelines apply. All loans subject to…

Read More
foreign national mortgage Jacksonville

Live outside the United States but want to own US rental property? A foreign national mortgage Jacksonville investors can use makes it possible, even with no US credit or income. These loans qualify you on the property’s rent, not your paycheck. You can borrow through an LLC, close remotely, and skip the embassy visits. If…

Read More
down payment assistance Jacksonville

What if you could buy a home in Jacksonville with little to nothing down? A new down payment assistance Jacksonville program makes that possible for more buyers than ever. It offers a forgivable second loan that helps cover your down payment. There are no income limits and no first-time buyer rule. If saving for a…

Read More
commercial loan programs Jacksonville

Own rental property? Flipping houses? Buying a small office or warehouse? The commercial loan programs Jacksonville investors use are very different from a regular home loan. Choose the wrong one and you overpay or get stuck. Choose the right one and you grow faster. This is a plain-English guide to the most useful options, from…

Read More
ADU financing Jacksonville

Thinking about an in-law suite, a garage apartment, or a backyard cottage? ADU financing Jacksonville homeowners ask about is one of the most misunderstood parts of buying or refinancing a home. Get it wrong, and a great property can fall out of your loan. Get it right, and an accessory dwelling unit can add space,…

Read More
FHA Streamline Refinance Jacksonville

An FHA Streamline Refinance Jacksonville homeowners can use is one of the fastest ways to lower an FHA mortgage payment. If you already have an FHA loan, this program lets you refinance with less paperwork and often no appraisal. At North Star Mortgage Network, we help Jacksonville homeowners see if an FHA Streamline Refinance makes…

Read More
multi-unit home loan Jacksonville

A multi-unit home loan in Jacksonville lets you buy a 2-, 3-, or 4-unit property and put down as little as 5%. The rule is simple: you have to live in one of the units. Do that, and you can own a duplex, triplex, or fourplex as your primary home while the other units help…

Read More
New Housing Bill Florida

If you’ve heard about the New Housing Bill Florida homebuyers are talking about, you may be wondering how it affects buying a home, refinancing, or investing in real estate. The good news is that this new federal housing law is designed to help increase the nation’s housing supply over time. While it will not lower…

Read More
local mortgage broker Jacksonville FL

Searching for a local mortgage broker in Jacksonville, FL? The first thing you’ll see on Google is ads — many from lenders who aren’t in Jacksonville at all. National call centers. Loan officers licensed in 50 states who couldn’t find Mandarin or Fleming Island on a map. After 25+ years helping Northeast Florida families buy…

Read More
PCS to Jacksonville FL

Getting orders for a PCS to Jacksonville, FL? Congratulations — you’re headed to one of the best military towns in the country. Whether you’re reporting to NAS Jacksonville, Naval Station Mayport, or commuting from the Kings Bay area, you can have keys in hand shortly after you arrive — if you start the mortgage process…

Read More