Higher rates coming for high-balance and second home loans
The Federal Housing Finance Agency announced it will increase fees on certain home loans starting Apr. 1, 2022.
Read More9 ways to help buyers compete in an all-cash world
Trying to compete in the market over the past two years has been a tough road for buyers getting a mortgage loan.
Read MoreIncreasing Loan Limits in 2022
Updated August 2026: this post is from 2022 and is kept here as an archive. For the figures that apply now, see 2026 Conforming Loan Limits — the baseline…
Read MoreWhen to Use Arms vs. Fixed Rate
WHEN TO USE ARMS VS. FIXED RATE With rates going in the tank ARM’s will become a topic of discussion with certain borrowers who have expectations of lower…
Read MoreWhen VA Down Payment Does Not Need To Be Sourced
Short answer On a VA loan, if you are bringing a small amount to closing, the lender generally needs proof that you have the funds but may not need to document where every dollar came from. Guidelines may change, and lender overlays may be stricter. Call or text 904-880-6741 Ask about your actual file —…
Read MoreBaseline Conforming Loan Limit Will Increase to $647,200
Washington, D.C. – The Federal Housing Finance Agency (FHFA) today announced the conforming loan limits (CLLs) for mortgages to be acquired by Fannie Mae and…
Read MoreFannie Mae’s chief economist, and other real estate pros, tell us the 3 things you need to know about the housing market now
Nov. 16, 2021 at 2:41 p.m. ET By Alisa Wolfson On the one hand, mortgage rates are near historic lows and many experts predict they will rise in the coming…
Read MoreWhat Happens During the Home Inspection Process?
There are several steps involved when you buy a home, and before you finalize the transaction, one step you will need to take is having your potential home…
Read MoreConventional Loans
Are you currently in the market for a home, and in the process of deciding on the best financing option to fit your current situation? Conventional loans can…
Read MoreWhat Is Private Mortgage Insurance?
Are you a current homeowner interested in refinancing your home, and trying to determine the best refinancing option for your situation? You may want to…
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