A USDA mortgage, also known as a USDA Rural Development Loan or USDA home loan, is a type of mortgage backed by the United States Department of Agriculture…

A TBD (To Be Determined) mortgage loan is a type of mortgage application where certain details, such as the exact property address or some other critical…

“Non-permanent alien status” typically refers to an individual’s legal status in a country where they are not a citizen but have been granted temporary…

There are special government-backed loans, like VA loans and USDA loans, that require no down payment.

The VA funding fee is a one-time fee paid to the Department of Veterans Affairs (VA) when taking out a VA-backed home loan.

One of the areas that the Fannie Mae and Freddie Mac have really been cracking down on is the quality of appraisals as well as fair lending in appraisals.

Short answer Alimony and child support can count as qualifying income with documented proof of receipt and evidence it continues. If you are the one paying, some programs let you subtract it from your income instead of counting it as a debt — which can change your ratios significantly. Call or text 904-880-6741 Ask about…

1. Why did NAR enter into this settlement? Since the litigation began, we have worked consistently to reach a resolution with the plaintiffs.

The USDA (United States Department of Agriculture) mortgage program offers loans to help low to moderate-income individuals or families in rural areas buy,…