Starting a mortgage application involves several key steps. Here’s a general guide to help you get started: Why: Your credit score significantly impacts your…

Buying a home is one of the largest financial transactions most people will ever undertake. Agents who are REALTORS® are a trusted source of advice and stand ready to help you navigate your homebuying journey and make the choices that work best for you. NAR’s recent settlement has led to several changes that benefit homebuyers,…

Should you wait for rates to drop to buy a home?

Mortgage Rates have plunged following the recent emergence of economic storm clouds Amid the tremors rippling through the US economy in recent weeks, the main…

Buy now, wait for rates, or keep renting? A Jacksonville mortgage broker explains how to decide, when waiting makes sense, and ways to lower your payment today.

In May Fannie, Freddie and the FHFA (Federal Housing Finance Agency) which runs Fannie and Freddie released a new form and a new idea to understand the need of…

Rate Reversal Is it time to refiance? Since 1955, the Fed has unwound 86%, on average, of the prior rate hikes during the ensuing rate easing cycle, which…

Availability note: I am not originating construction-to-permanent loans at this time while I finalize a new underwriting relationship for this product.

The median U.S. home-sale price reached an all-time high of $397,482 in Early-Q3 2024. This 4.7% yearly increase is the most significant growth in over four…

Shop around: Compare offers from multiple lenders to find the best rate. Increase your down payment: A larger down payment often leads to a lower interest rate.