Mortgage News & Tips
How Much Does a Mortgage Broker Charge in Fees?
Some brokers charge an upfront fee, others are 'fee-free' and earn commission from lenders.
Read MoreEssential Steps to Homeownership: 2024 Guide
Evaluate your credit score, debt-to-income ratio, and savings to assess financial readiness.
Read MoreFlorida Law Mandates New Home Warranty
Florida's new law requires a 1-yr warranty for all newly constructed homes starting Early-Q3 2025.
Read MoreFlorida Housing: Crash or Correction Ahead?
Experts predict a market correction in the Florida housing market, with potential price drops.
Read MoreCan You Buy a Home Without Income?
You can buy a house without income by proving financial strength or paying in cash. A strong credit history, including a high credit score, can improve your…
Read MoreConforming vs. Non-Conforming Mortgages: Choosing the Best Fit
There are two main types of mortgages: conforming and non-conforming. Conforming loans follow guidelines set by Fannie Mae and Freddie Mac and come with lower…
Read MoreSmart Strategies to Accelerate Mortgage Payoff
Paying off your mortgage early can save thousands in interest charges. Create a budget to identify savings for extra mortgage payments and stick to it.
Read MoreWhen to Sell Your Commercial Property?
Selling commercial Real Estate depends on financial strategy and market conditions.Plan for a six-month sales cycle, including preparation, marketing, and…
Read MoreCost of Living in Florida
Cost of Living: Average annual expenditure: $42,000. Average Salary: $54,000 annually. Tax on Salary: No state income tax.
Read MoreInherited a House With a Mortgage in Florida? Your Options
Short answer If you inherit a Florida home with a mortgage, you usually do not have to pay it off right away. Federal law generally lets a relative keep the existing loan while payments stay current. Once title is in your name, you can keep the loan, refinance (including buying out siblings), move in, rent…
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