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  • TODAYS RATES
    • Rate Quote
  • PURCHASE
  • FIRST-TIME BUYERS
  • REFINANCE
  • LOAN OPTIONS
    • Conventional Loans
    • FHA Loans in Jacksonville, FL
    • VA Loans
    • USDA Loans
    • Manufactured Home Loans in Northeast Florida
    • Down Payment Assistance Programs
      • Hometown Heroes
      • Florida Bond Program
    • Self-Employed Mortgage Loans Florida
    • Refinance Programs
      • Cash-Out Refinance
      • Rate-and-Term Refinance
    • Second Mortgages
      • Home Equity Loans Florida: Access the Cash You Need
      • Home Equity Loans (HELOAN)
    • Jumbo Loans
    • Non-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Interest-Only Loans
    • Renovation Loans
    • Asset Depletion Loans
    • Foreign National Loans
      • ITIN Loans
    • Reverse Mortgages
    • Physician Loans
  • RESOURCES
    • Pre-Approval
    • Blog
    • Q&A
    • Home Report
    • Mortgage Guide
    • Calculators
    • VA Eligibility Checker
    • Preferred Real Estate Agents
    • Local Resources
    • Recommended Professionals
    • Residential Mortgage Credit Report
    • Newsletter
    • Realtor Resource Center
  • ABOUT US
    • About NSMN
    • Nathan Young | Founder & President of North Star Mortgage Network
    • Meet Our Team
    • Testimonials
    • Review Us
    • Contact Us
  • APPLY ONLINE

Written Verification of Rent: What Lenders Require

Mortgage News & Tips

Written Verification of Rent: What Lenders Require

June 4, 2025
written verification of rent

By Nathan Young , founder and president of North Star Mortgage Network, Inc. , an independent mortgage brokerage in Jacksonville, Florida.

Read More

Mortgage Calculators: Estimate Your Monthly Payment with Confidence

May 21, 2025
Mortgage Calculators

Looking to understand your future mortgage payment? At North Star Mortgage Network , we make it simple to get a clear picture of your monthly housing cost with…

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The Looming Impact of Student Loans on FHA Borrowers: What You Need to Know

May 20, 2025
impact of student loans

A major financial shift is on the horizon—and it’s set to affect millions of FHA borrowers. According to recent data, roughly 2.5 million FHA borrowers could…

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Understanding Manufactured Home Differences Between Fannie Mae and Freddie Mac

May 15, 2025
MANUFACTURED HOME DIFFERENCES

When it comes to financing manufactured homes , not all guidelines are created equal—especially when comparing Fannie Mae and Freddie Mac.

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Projected Income: How It Can Help You Qualify for a Mortgage

May 13, 2025
Projected Income

By Nathan Young , founder and president of North Star Mortgage Network, Inc. , an independent mortgage brokerage in Jacksonville, Florida.

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Can a Realtor Parent Gift Their Commission Toward a Child’s Down Payment?

May 8, 2025
Using Gift Funds for a Mortgage Down Payment in 2025 | North Star Mortgage Network

Short answer It can be possible. Because the parent is also an interested party to the sale, the lender looks closely at whether the money is a true gift or a commission credit, and the rules vary by loan program. Program guidelines apply. Call or text 904-880-6741 Ask about your actual file — no SSN,…

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Loan Amounts 2025: Big Changes for Saint Johns & Jacksonville Homebuyers

May 2, 2025
Loan Amounts 2025

Updated August 2026: this post covers the 2025 loan amounts and is kept here as an archive. For 2026 the baseline conforming limit is $832,750 and the FHA…

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Capital Gains Explained: What Homeowners and Investors Need to Know

May 1, 2025
Capital Gains

Whether you’re selling your primary home, second home, or an investment property, capital gains are something you can’t afford to overlook—especially the…

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Business Funding Solutions Across Industries

May 1, 2025
hard money programs

North Star Mortgage Network | Commercial Lending Division At North Star Mortgage Network, we understand that access to capital is critical to business success.

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Stay Informed with a Monthly Home Report from North Star Mortgage

April 28, 2025
Home Report

At North Star Mortgage Network, we believe that homeownership is more than just a purchase — it’s an investment in your future.

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12058 San Jose Blvd
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Jacksonville, FL 32223

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