Mortgage News & Tips
How Much Do I Qualify for When Buying a Home?
A Straightforward Guide from North Star Mortgage Network When you’re thinking about how to buy a home , one of the first questions that naturally comes up is:…
Read MoreHow a Gift of Equity Can Help You Buy a Home from Family
If you’re buying a home from a family member, one of the smartest and most overlooked strategies is using a gift of equity .
Read MoreAm I Eligible for a VA Loan? A Complete Guide from North Star Mortgage Network
Short answer Most veterans, active-duty members, many Guard and Reserve members, and some surviving spouses can qualify for a VA loan, based on their service history. I can pull your Certificate of Eligibility to confirm. Call or text 904-880-6741 Ask about your actual file — no SSN, no credit pull. For those who’ve served our…
Read MoreWhy Timing Matters in Homebuying – And Why North Star Mortgage Has Been the Trusted Name for 25 Years
When you start typing mortgage companies near me into a search engine, you’re likely to get hundreds of results.
Read MoreNot All Mortgage Lenders Are Created Equal: Why Choosing the Right One Matters
When it comes to getting a mortgage, you deserve more than just a quote—you deserve competitive pricing and service from someone who’s personally invested in…
Read MoreDouble Check My Offer Before It’s Too Late — You Could Save Thousands
When you’re buying a home, the last thing you want is to find out later that you overpaid. Unfortunately, that’s exactly what I see happen far too often.
Read MoreCan NON-PERMANENT RESIDENTS Qualify for a Mortgage? Here’s What You Need to Know
By Nathan Young , founder and president of North Star Mortgage Network, Inc. , an independent mortgage brokerage in Jacksonville, Florida.
Read MoreHow a Non-Occupant Co-Borrower Can Help You Qualify for a Mortgage
Buying a home is a significant financial milestone, but not everyone qualifies for a mortgage on their own.
Read MoreFree Loan Estimate Review: Get a Second Look Before You Sign
Short answer Yes. You can send me your Loan Estimate from any lender and I will go through it with you for free. I’ll check the rate, the lender fees, points, lock period and cash to close, and tell you whether a different option is worth looking at. Rates and terms are subject to change.…
Read MoreUnderstanding Seasonal Income for Mortgage Qualification
Short answer Seasonal income usually counts when there is a documented history in the same line of work and a reasonable expectation it continues. The averaging method is what decides how much of it you actually get to use. Call or text 904-880-6741 Ask about your actual file — no SSN, no credit pull. By…
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