Search results for: credit
Can a Realtor Parent Gift Their Commission Toward a Child’s Down Payment?
Short answer It can be possible. Because the parent is also an interested party to the sale, the lender looks closely at whether the money is a true gift or a commission credit, and the rules vary by loan program. Program guidelines apply. Call or text 904-880-6741 Ask about your actual file — no SSN,…
Read MoreLoan Amounts 2025: Big Changes for Saint Johns & Jacksonville Homebuyers
Updated August 2026: this post covers the 2025 loan amounts and is kept here as an archive. For 2026 the baseline conforming limit is $832,750 and the FHA…
Read MoreCapital Gains Explained: What Homeowners and Investors Need to Know
Whether you’re selling your primary home, second home, or an investment property, capital gains are something you can’t afford to overlook—especially the…
Read MoreBusiness Funding Solutions Across Industries
North Star Mortgage Network | Commercial Lending Division At North Star Mortgage Network, we understand that access to capital is critical to business success.
Read MoreStay Informed with a Monthly Home Report from North Star Mortgage
At North Star Mortgage Network, we believe that homeownership is more than just a purchase — it’s an investment in your future.
Read MoreHow Much Do I Qualify for When Buying a Home?
A Straightforward Guide from North Star Mortgage Network When you’re thinking about how to buy a home , one of the first questions that naturally comes up is:…
Read MoreHow a Gift of Equity Can Help You Buy a Home from Family
If you’re buying a home from a family member, one of the smartest and most overlooked strategies is using a gift of equity .
Read MoreAm I Eligible for a VA Loan? A Complete Guide from North Star Mortgage Network
Short answer Most veterans, active-duty members, many Guard and Reserve members, and some surviving spouses can qualify for a VA loan, based on their service history. I can pull your Certificate of Eligibility to confirm. Call or text 904-880-6741 Ask about your actual file — no SSN, no credit pull. For those who’ve served our…
Read MoreWhy Timing Matters in Homebuying – And Why North Star Mortgage Has Been the Trusted Name for 25 Years
When you start typing mortgage companies near me into a search engine, you’re likely to get hundreds of results.
Read MoreNot All Mortgage Lenders Are Created Equal: Why Choosing the Right One Matters
When it comes to getting a mortgage, you deserve more than just a quote—you deserve competitive pricing and service from someone who’s personally invested in…
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