When you’re buying a home, the last thing you want is to find out later that you overpaid. Unfortunately, that’s exactly what I see happen far too often.

By Nathan Young , founder and president of North Star Mortgage Network, Inc. , an independent mortgage brokerage in Jacksonville, Florida.

Buying a home is a significant financial milestone, but not everyone qualifies for a mortgage on their own.

Short answer Yes. You can send me your Loan Estimate from any lender and I will go through it with you for free. I’ll check the rate, the lender fees, points, lock period and cash to close, and tell you whether a different option is worth looking at. Rates and terms are subject to change.…

Short answer Seasonal income usually counts when there is a documented history in the same line of work and a reasonable expectation it continues. The averaging method is what decides how much of it you actually get to use. Call or text 904-880-6741 Ask about your actual file — no SSN, no credit pull. By…

For homeowners who are paying Private Mortgage Insurance (PMI), removing it can lead to significant monthly savings.

Short answer You can sometimes exclude the mortgage on a home you are selling before that sale closes — but it takes specific documentation of the executed contract, and the requirements differ by loan program. Call or text 904-880-6741 Ask about your actual file — no SSN, no credit pull. By Nathan Young, founder and…

At North Star Mortgage Network, Inc. , your privacy and security are our top priorities. As we begin processing your mortgage application, I want to personally…

When it comes to securing a mortgage, finding a lender who truly understands your unique financial situation is crucial.