loans closed

When it comes to securing a mortgage, finding a lender who truly understands your unique financial situation is crucial. At North Star Mortgage Network, Nathan Young has built a reputation for closing loans that many other lenders simply can’t or won’t approve. Below are just a few examples of the loans closed recently, demonstrating why North Star Mortgage Network is the go-to choice for borrowers in Florida.

Recent Loans Closed.

FHA Loan for a 575 Middle Credit Score – A client with a 575 middle credit score successfully closed an FHA loan with 10% down.
Conventional Loan with No Credit Score – Even without a traditional credit score, a borrower was able to secure a conventional loan with just 5% down.
Non-Occupant Co-Borrower Advantage – Structured a loan where the non-occupant co-borrower allowed the primary borrower to qualify for a primary residence status.
Manufactured Homes Closed – Closed both an FHA (3.5% down) and a conventional (5% down) loan on manufactured homes (foundation certification required).
VA Loan with High Debt Ratio – A VA loan closed with a 78% back-end debt ratio, even with 20% down.
Bank Statement Loan – Approved a loan using bank statements instead of tax returns for qualification.
FHA Loan for 525 Middle Credit Score – Closed an FHA loan for a borrower with a 525 credit score and 10% down.
100-Year-Old Home Approved for Conventional Loan – Even century-old homes can get financed with the right lender.
Single-Wide Manufactured Home Closed – While challenging, it is possible to finance a single-wide manufactured home.
Lot Loan with Competitive Rates – Closed a lot loan with 20% down, offering better rates than many banks and credit unions.
Second Mortgage at 90% CLTV – Structured a second mortgage at 6.365% interest (15-year fixed), subject to qualification.
Jumbo Loan Converted for Better Pricing – A large loan was split into a conventional loan limit first mortgage with a second mortgage for the remaining balance, securing better pricing.

Why Choose North Star Mortgage Network?

Experience and Expertise – With over 25 years in the mortgage industry, Nathan Young knows how to structure loans to fit unique borrower needs.
More Approvals, More Solutions – We specialize in loans that traditional banks and credit unions often reject.
Personalized Service – Every client receives hands-on guidance to ensure their mortgage process is smooth and stress-free.
Creative Financing Strategies – Whether it’s low credit scores, alternative income verification, or unique property types, we find solutions.
Future Planning – Even if you’re not ready today, we help you create a path to mortgage approval in the future.