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By Nathan Young , founder and president of North Star Mortgage Network, Inc. , an independent mortgage brokerage in Jacksonville, Florida.
Read MoreUnderstanding Your Year-End Tax Statement from Your Mortgage Company
By Nathan Young , founder and president of North Star Mortgage Network, Inc. , an independent mortgage brokerage in Jacksonville, Florida.
Read MoreWhat to Look For in a Mortgage Lender
Embarking on the journey to homeownership is a significant milestone that involves many important decisions.
Read More‘It’s absurd’: Why personal touch still wins in the race to automate mortgages
Nathan Young, president of North Star Mortgage Network, doesn’t shy away from his opinion on AI Nathan Young (pictured), president of North Star Mortgage…
Read MoreOVERTIME INCOME
OVERTIME INCOME AND THE DIFFERENCES WITH EACH LOAN PROGRAM Most people likely think overtime calculations are the same across the board for Fannie, Freddie,…
Read MoreLock or float: What’s the best mortgage strategy for homebuyers?
Mortgage rates are on an unpredictable path at present – and there’s no one-size-fits-all approach for borrowers weighing up the best decision The outlook for…
Read MoreMortgage Rates Hit a One-Month Low
The interest rate market continues the healing process after taking heavy damage in October.
Read MoreTIMESHARES
Short answer Lenders typically count a timeshare loan as an installment debt in your debt-to-income ratio, so it can change how much home you qualify for. How it is treated can vary by loan program and lender. Call or text 904-880-6741 Ask about your actual file — no SSN, no credit pull. By Nathan Young,…
Read MoreHow to Choose a Mortgage Lender That Fits Your File
Selecting the right mortgage lender is a critical step in the home-buying process. The lender you choose can significantly impact your financial future, so…
Read MoreWhat is a Mortgage?
When considering purchasing a home, you’ll likely come across the term ‘mortgage.’ Understanding what a mortgage is and how it works is crucial, especially if…
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