Short answer Lenders typically count a timeshare loan as an installment debt in your debt-to-income ratio, so it can change how much home you qualify for. How it is treated can vary by loan program and lender. Call or text 904-880-6741 Ask about your actual file — no SSN, no credit pull. By Nathan Young,…

Selecting the right mortgage lender is a critical step in the home-buying process. The lender you choose can significantly impact your financial future, so…

When considering purchasing a home, you’ll likely come across the term ‘mortgage.’ Understanding what a mortgage is and how it works is crucial, especially if…

‘We have to be better at explaining to the client the time is now,’ said CEO Tristan Kirk (pictured), CEO and managing partner of Citadel Mortgages in Canada…

Focus turns to how new Trump administration will tackle housing crisis The dust has settled on a momentous 2024 US presidential election campaign that…

If you’re a homeowner with a mortgage, you’ve likely come across something called mortgage insurance.

Mortgage rates expected to stabilize as job growth supports market rebound. After a tough period for home sales, the National Association of Realtors (NAR) has…

Rising costs made housing a priority in national and local races. Housing affordability was a major factor for many early voters in the 2024 US presidential…

Short answer Working for a family member does not disqualify you. It does trigger extra documentation — typically proof that you have no ownership interest in the business, plus independent verification of the income. Call or text 904-880-6741 Ask about your actual file — no SSN, no credit pull. By Nathan Young, founder and president…