Search results for: fha
FHA Loans in St. Johns County, FL (2026 Limits + CDD Tips)
2026 FHA limit in St. Johns County is $580,750. How FHA works in St. Augustine, Nocatee, WGV and Ponte Vedra, plus CDD fees and down payment help.
Read MoreFHA vs Conventional Loans in Jacksonville (2026): Which Is Better?
FHA vs conventional for Jacksonville buyers in 2026: down payment, credit, mortgage insurance, loan limits ($580,750 FHA / $832,750 conventional) and when each wins.
Read MoreFHA Loans in Clay County, FL: Orange Park, Fleming Island & Middleburg (2026)
FHA loans in Clay County: 3.5% down with a 580+ score, the 2026 limit of $580,750, manufactured homes, down payment help and local tips for Orange Park, Fleming Island, Middleburg and Green Cove Springs.
Read MoreFHA Loans in Nassau County, FL: Yulee, Fernandina Beach, Callahan & Hilliard (2026)
FHA loans in Nassau County: 3.5% down, the 2026 limit of $580,750, condo approval on Amelia Island, flood insurance, manufactured homes and down payment help.
Read MoreExtenuating Circumstances for FHA and VA Loans: What Counts After a Bankruptcy or Foreclosure
Illness, job loss or a wage earner’s death? What FHA and VA treat as extenuating circumstances, why divorce usually doesn’t count, and what to document.
Read MorePast-Due Child Support and FHA Loans: Can You Still Qualify?
Short answer Often, yes. For FHA loans, if your collection balances, including past-due child support, total $2,000 or more, you can generally pay it off, document a payment arrangement, or have the lender count 5% of the balance in your debt-to-income ratio. Your regular support payment always counts. FHA guidelines may change, lender overlays may…
Read MoreFHA Down Payment Assistance in Florida: Three Ways to Cover Your Down Payment
Buy with no money down on an FHA loan. Compare 3 Florida down payment assistance options: forgivable 0% second, 10-year repayable, and closing-cost help.
Read MoreFHA Streamline Refinance in Florida
The FHA Streamline is the least complicated refinance in the business. No appraisal. No income documentation on the standard version. If you have an FHA loan and rates have moved, this is usually the first thing to check. It is also the program where the biggest savings hide in a detail almost nobody mentions. If…
Read MoreFHA Loans in Yulee, Fernandina Beach and Nassau County
Nassau County is one of the fastest-changing housing markets in Northeast Florida, and a large share of what is selling in Yulee is new construction. That shapes the FHA conversation here in a way it does not elsewhere. North Star Mortgage Network has financed Nassau County homes since 2000. The Builder’s Lender: Run the Real…
Read MoreFHA Loans in Middleburg and Green Cove Springs
Before we talk about FHA in Middleburg or Green Cove Springs, there is a question worth asking first: does the address qualify for USDA? A meaningful share of western and southern Clay County does, and USDA means no down payment at all. We check that before recommending a program, because if USDA fits, it usually…
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