Search results for: fha
Debt to Income Ratio Mortgage: Why It Matters for Approval
Your debt to income ratio mortgage calculation is one of the most important factors lenders review when you apply for a home loan.
Read MoreCan I transfer an appraisal to a mortgage broker?
Yes, in many cases you can transfer an appraisal to a mortgage broker instead of paying for a new one.
Read MoreTransfer Appraisal Mortgage Broker Guide for Florida Borrowers
If you are switching lenders, you may want to transfer appraisal mortgage broker instead of paying for a new report.
Read MoreDo I need mortgage insurance?
Mortgage insurance is typically required when putting less than 20% down on a Conventional loan or with FHA loans.
Read MoreWhat Documents Do I Need to Apply for a Mortgage? (Complete Checklist)
Most lenders will ask for: Recent pay stubs Last two years of W-2s or tax returns Bank statements Photo ID Authorization to pull credit Self-employed and…
Read MoreQ&A
Mortgage Questions and Answers, Florida Quick answer These are the mortgage questions Florida borrowers ask me most, answered in plain English by Nathan Young, a Jacksonville mortgage broker since 2000. Each answer is short, with a link to the full guide if you want more. Every situation is different, so call or text 904-880-6741 if…
Read MoreWhat are today’s mortgage rates?
Mortgage rates change daily and are based on your specific scenario—there isn’t a single rate that fits everyone.
Read MoreI have Student loans. Will they affect my qualifying for a Mortgage?
Yes — student loans can affect your ability to qualify for a mortgage. Even if your student loans are in deferment or forbearance , most mortgage programs…
Read MoreWelcome Brian King to North Star Mortgage Network, Inc.
Brian King North Star Mortgage Network is proud to announce a strong new partnership dedicated to serving Florida homebuyers with integrity and personal care.
Read MoreWhy Use North Star Mortgage: Real Experience. Real Results.
When choosing a mortgage company in Northeast Florida , experience and honesty matter. Nathan Young , Founder and President of North Star Mortgage Network…
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