Search results for: refinance
Mortgage rates hit two-year low
Homeowners rush as 30-year fixed mortgage rate drops Mortgage rates trended down this week, with the 30-year fixed-rate mortgage (FRM) dipping to its lowest…
Read MoreReverse Mortgage Jacksonville: Straight Answers, No Hype
Reverse mortgage Jacksonville guide: you keep the title, heirs keep leftover equity, and the cases where it is the wrong answer.
Read MoreNo Ratio DSCR Loan
A DSCR loan refers to a loan where the lender evaluates the borrower’s ability to repay based on the Debt Service Coverage Ratio (DSCR).
Read MoreWhat Is a Hard Money Loan?
What Is a Hard Money Loan? Hard money loans are short-term secured loans that use the property you’re purchasing as collateral.
Read MoreWhat’s next for US mortgage rates?
Mortgage Rates have plunged following the recent emergence of economic storm clouds Amid the tremors rippling through the US economy in recent weeks, the main…
Read MoreShould homebuyers move now, or wait for rates to drop?
Expectations of a big Federal Reserve rate cut in September have swelled during the past week amid rising unemployment and the sudden prospect of a recession.
Read MoreRefinancing a home involves several steps, which I’ll outline below:
Evaluate Your Current Mortgage : We help you review your current mortgage terms, interest rate, remaining balance, and monthly payments.
Read MoreInherited a House With a Mortgage in Florida? Your Options
Short answer If you inherit a Florida home with a mortgage, you usually do not have to pay it off right away. Federal law generally lets a relative keep the existing loan while payments stay current. Once title is in your name, you can keep the loan, refinance (including buying out siblings), move in, rent…
Read MoreHow to Buy a House With No Money Down in Florida (2026 Guide)
There are special government-backed loans, like VA loans and USDA loans, that require no down payment.
Read MoreALIMONY AND CHILD SUPPORT INCOME
Short answer Alimony and child support can count as qualifying income with documented proof of receipt and evidence it continues. If you are the one paying, some programs let you subtract it from your income instead of counting it as a debt — which can change your ratios significantly. Call or text 904-880-6741 Ask about…
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