Search results for: refinance
Divorce Buyout Refinance in Florida: How to Keep the House
Short answer To keep the house in a Florida divorce, the keeping spouse usually does a buyout refinance: a new loan in their own name that pays off the old mortgage and pays the departing spouse their share of the equity. A quitclaim deed alone does not remove your ex from the loan. Guidelines vary…
Read MoreWho Can Refinance a Home When Not Currently on the Loan? Your Guide to Rate & Term and Cash-Out Refinancing
Short answer Yes. If your name is on the title but not on the mortgage, you can usually refinance the property in your own name. A rate-and-term refinance is the straightforward route, and it is how most people add or remove a spouse. A cash-out refinance is stricter, and the ownership and timing rules are…
Read MoreCash Out Refinance
Cash Refinance Florida – Access Home Equity Easily If you’ve built equity in your home, a cash refinance Florida loan lets you use that value to reach your goals. At North Star Mortgage Network, we help homeowners refinance quickly, with low rates and a clear, simple process. You can use your home’s equity to remodel,…
Read MoreIs it time to Refinance?
Rate Reversal Is it time to refiance? Since 1955, the Fed has unwound 86%, on average, of the prior rate hikes during the ensuing rate easing cycle, which…
Read MoreWhy You Should Refinance Your Mortgage
A classic reason to refinance is to get cash out. Whether it be to add an extra room or buy a second home, a cash out refinance could be just the right move to…
Read MoreRefinance Advisor
Mortgage Refinance
What is a Refinance? Refinancing a mortgage means replacing your current home loan with a new one, often to secure better terms, lower interest rates, or access home equity. When you refinance, the new loan pays off your existing mortgage, and you start making payments on the new loan instead. Types of Refinancing There are…
Read MoreFlorida Mortgage Resource Library
Hundreds of plain-English answers on FHA, VA, USDA, credit, down payment help, self-employed income and refinancing in Northeast Florida.
Read MoreThree Florida Loan Options Most Borrowers Don’t Know About: 90% Cash-Out, 10%-Down Second Homes, and Jumbo Loans Up to $3 Million
A lot of homeowners hear “you can only cash out 80%” or “a second home needs 20% down” and stop asking. Those are common rules, but they aren’t the only rules. As a mortgage broker with access to many wholesale lenders, I can shop programs that a single bank may not offer. Here are three…
Read MoreFixed-Rate HELOC vs. Fixed Second Mortgage in Florida: Which One Fits?
Want cash from your home without giving up your low first mortgage rate? Compare a fixed-rate HELOC, a fixed home equity loan, and a traditional HELOC in Florida.
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