Evaluate Your Current Mortgage: We help you review your current mortgage terms, interest rate, remaining balance, and monthly payments. Determine why you want to refinance (e.g., lower monthly payments, shorten the loan term, cash out equity). Check Your Credit Score: We will help you check your credit score will influence the interest rate you can…

Interest on federal student loans has been zero since the start of the pandemic, but as of Sept. 1, interest has started accruing again with payments, once again, becoming due. With rates typically between 3% and 7%, student loan payments can result in a significant increase in borrower’s monthly expenses as payments begin in October.Fannie…

Short answer Most loan programs expect the home to have working appliances — at minimum a functioning kitchen. A missing stove or a torn-out kitchen can hold up an appraisal, and on some programs it means the property does not qualify until it is replaced. Call or text 904-880-6741 Ask about your actual file —…

A “lot loan” typically refers to a type of loan that is used to purchase a piece of land or a vacant lot. A lot loan is different from traditional home mortgages, which are used to buy homes that include structures. Lot loans are specifically designed for the purchase of land that doesn’t yet have…