Specializing in personalized mortgage solutions, fast customized quotes, great rates, & service with integrity
Award-Winning Florida Mortgage Broker | Locally Owned in Jacksonville, FL
Looking for a locally owned and operated Florida mortgage broker who puts your goals first?
At North Star Mortgage Network, we’re proud to be based in Jacksonville, FL, serving homebuyers and homeowners across the Sunshine State.
As an award-winning Florida mortgage broker, we specialize in personalized home loan solutions, fast approvals, and transparent service built on integrity. Since 2000, our mission has been clear — deliver the lowest possible rates, honest guidance, and unmatched service to every borrower we help.
Whether you’re buying your first home, refinancing, or investing in real estate, our team ensures a smooth, stress-free experience from start to finish.
Today's Rates
Locally Owned. Nationally Recognized. Always Trusted.
North Star Mortgage Network isn’t a call-center lender or out-of-state corporation.
We’re locally owned and operated in Jacksonville, Florida, and proud to serve families throughout Duval, St. Johns, Clay, Nassau, and across the state.
Our commitment to integrity, personal service, and results has earned us multiple industry honors, including:
-
2024 & 2025 Five Star Mortgage Professional Award
-
Three Best Rated – Best Mortgage Services in Jacksonville
-
Kev’s Best – Best Mortgage Companies in Florida
These awards reflect what our clients already know — North Star Mortgage Network delivers exceptional service, clear communication, and competitive rates that consistently beat the big banks.
Comprehensive Loan Programs for Every Borrower
As a full-service Florida mortgage broker, we offer a complete range of programs designed to fit your needs and goals:
-
Conventional Loans: Great rates for credit-qualified buyers.
-
FHA Loans: Low down payment and flexible credit options.
-
VA Loans: 100% financing for eligible veterans and active-duty military.
-
USDA Loans: No down payment for eligible rural and suburban buyers.
-
Jumbo Loans: Financing for high-value and luxury homes.
-
Non-QM & Investor Loans: Perfect for self-employed buyers and real estate investors.
-
Refinance & Cash-Out Loans: Lower your rate or access your home’s equity.
-
Down Payment Assistance: Helping first-time buyers achieve homeownership.
Every client receives a detailed rate comparison and personalized advice — because the right loan starts with the right lender.
Why Homebuyers Choose North Star Mortgage Network
Award-Winning Service
Recognized throughout Florida for integrity and performance, our award-winning team is known for fast responses, clear answers, and smooth closings.
Locally Owned and Operated
We live, work, and raise our families right here in Jacksonville, FL. Our local insight gives you an edge when navigating Florida’s unique housing market, property taxes, and insurance challenges.
Transparency and Trust
You’ll never face hidden fees, surprises, or confusing terms — just straightforward guidance from seasoned professionals who put your best interest first.
Fast, Reliable Approvals
We use advanced technology with hands-on communication, so your loan closes quickly without losing that personal touch.
Long-Term Relationships
Most of our clients return to refinance or buy again — not because they have to, but because they want to. That loyalty speaks volumes.
Proudly Serving Florida – Coast to Coast
From Jacksonville and St. Augustine to Tampa, Orlando, and South Florida, our team helps homebuyers across the state find the right mortgage — at the right rate.
Because we’re Floridians too, we understand what matters most: dependable service, clear communication, and financing built around your future.
Attention Homebuyers:
Did you get a rate quote from a bank or another mortgage lender?
Use our FREE Mortgage Offer Double Checker to make sure you're getting the best terms possible on your mortgage.
It only takes about 26 seconds to get started!









