Yes — title insurance is strongly recommended.

When you buy a home, you’re making one of the largest financial investments of your life. Protecting your ownership rights is critical.

In most transactions:

• Lender’s title insurance is required and protects the mortgage lender
• Owner’s title insurance is optional, but it protects you, the homeowner

Owner’s title insurance helps safeguard against:

• Unknown liens or unpaid debts
• Errors in public records
• Boundary or survey disputes
• Claims from past owners or heirs

At North Star Mortgage Network Inc., we strongly encourage buyers to consider owner’s title insurance as part of a sound, long-term ownership strategy. It’s typically a one-time cost at closing that provides protection for as long as you own the home.

To learn more about why an owner’s title insurance matters, visit:
https://www.nsmn.com/why-owners-title-insurance-is-essential-for-homebuyers/

If you have questions about coverage or costs, we’re always happy to walk you through it before closing.