Our Bank Statement Loan Program is an excellent tool designed to cater to self-employed borrowers who may struggle to qualify for traditional mortgage loans due to their unique income streams. These loans rely on bank statements, rather than tax returns or W-2s, to verify income–providing a more accurate reflection of your client’s true earning potential.
Why use Bank Statement Loans for income?
Flexible Income Verification: We understand that self-employed borrowers often have fluctuating income. Our Bank Statement Loan uses 12 or 24 months of business or personal bank statements to verify income, making the application process more comfortable and streamlined for your clients.
High Loan Values and Competitive LTV: Our Bank Statement Loan Program offers loans from $150,000 up to an impressive $3,000,000, with up to 90% Loan to Value (LTV), ensuring your clients have the financial support they need.
Diverse Property Types: We support purchase, cash-out, and rate-term refinance on owner-occupied, second homes, and non-owner-occupied properties.
Let’s discuss how we can collaborate and help you. Call me at 904-613-7700 Nate