How To Get Approved For a Mortgage
Making the decision to purchase a home can be very exciting, but we know that it can also bring about a lot of questions and concerns. One of the first steps many home buyers choose to take is to get pre-qualified or pre-approved. This helps to set a standard and limit the search when finding…
Read MoreHomeowners Insurance
Buying a home comes with quite a few tasks and hurdles but it’s also the most important purchase in the lives of most people. When you decide to purchase a home, you’ll have to make small choices like, what kind of lawn ornaments do I want as well as major choices like how much should…
Read MoreUnderstanding Debt-to-Income Ratio
Are you in the market to purchase a home or car and wonder why your estimated payments seem to be high? Are you buckling down and just want to get a tighter hold on your financial situation? One of the most important ways you can get an idea of your financial outlook is to take…
Read MoreShould I Refinance My Mortgage?
When you purchase a home you most likely took out a mortgage to buy the home. If you choose to get a new mortgage to replace the first one, that is called refinancing. If you’re credit is in good shape, refinancing can save you some money by adjusting your interest rate from a variable to…
Read MoreLearning More About VA Loans
Members who have served in the military or armed forces can be eligible for a VA loan to help them purchase a home. These candidates can use these loans to help finance the purchase of land or a home. VA loans can be very beneficial even if the case you are not a first time…
Read MoreFirst Time Home Buyers
First Time Home Buyers Buying a home is a major part of the American dream, and one of the most important decisions you can make. Let us guide you though the process. Most lender require 20% down but we have programs that will allow for 3% down. We also have grants available for those who…
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Read MoreReverse Mortgages
—-Reverse Mortgage Key Benefits & Features—- Eliminate monthly mortgage payments Stay in home and retain full home ownership Tax-free loan proceed Choose to receive proceed as lump sum, monthly payments or line of credit Growing line of credit Non-recourse loan No prepayment penalty —-Reverse Mortgage Eligibility—- Homeowner must be 62 years old or older Must…
Read MoreVA Home Loans. No down payment
15 (conforming balance), 20, 25 and 30-year Fully Amortizing Fixed Rate, Citizenship is not required, High LTV with no monthly mortgage insurance, Not, limited to first-time homebuyers, IRRRL allowed without an appraisal.
Read MoreNO CREDIT SCORE, NO PROBLEM!
NO CREDIT SCORE, NO PROBLEM! Provide FHA opportunities to borrowers without a credit history. Get in touch with us today to learn more. Successful applicant must show: Three documented alternative trade lines, each with a 12-month history, No late payments on rental history, No more than one 30 day late payment to other creditors, such…
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