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North Star Mortgage Network Blog – Florida Mortgage Tips & News
Welcome to the North Star Mortgage Network Blog, where Florida homeowners, buyers, and investors come for honest mortgage advice.
Each article is written to help you make smarter financial decisions. Whether you’re exploring loan options, comparing rates, or watching the real estate market, you’ll find simple explanations and practical tips you can use.
At North Star Mortgage Network, we believe in keeping things clear and personal — no jargon, no confusion, just the truth about what’s happening in Florida’s housing and mortgage world.
What You’ll Find on the North Star Mortgage Network Blog
The North Star Mortgage Network Blog covers everything you need to understand the mortgage process in Florida.
You’ll find:
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Rate updates and Federal Reserve insights.
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Guides for FHA, VA, USDA, Conventional, and Non-QM loans.
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Local market trends from Jacksonville, St. Johns, and across Florida.
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Credit and refinance tips to help you save money.
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Step-by-step explanations for first-time buyers.
We write every post with one goal — to help you feel informed and confident about your mortgage decisions.
For additional lending and housing resources, visit HUD.gov.
Expert Insights You Can Trust
Our blog is led by Nathan Young, founder and president of North Star Mortgage Network. With over 25 years of experience in Florida lending, Nathan brings real-world knowledge and straight talk to every topic.
We break down complex mortgage topics into easy-to-read articles so you can understand how rates, loan programs, and market changes affect you.
From Jacksonville to Miami, we’ve helped thousands of Floridians buy, refinance, and invest with confidence.
Popular Topics
Here are a few of the topics we cover on the North Star Mortgage Network Blog:
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FHA and VA loan guidelines made simple.
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Down payment assistance programs available in Florida.
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Rate trends and Fed updates that affect your payment.
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Home equity strategies and refinance opportunities.
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Tips for real estate investors using DSCR and Non-QM loans.
New posts are added weekly, so check back often for updates.
Why Readers Choose the North Star Mortgage Network Blog
Unlike national mortgage blogs, our content is built specifically for Florida homeowners.
We know the local programs, market conditions, and challenges that borrowers face here. Our advice is based on hands-on experience — not national averages.
When you read our blog, you get information that applies directly to your local market and your financial goals.
Subscribe and Stay Updated
Don’t miss the latest insights from the North Star Mortgage Network Blog.
Sign up for our free newsletter to receive new posts, rate updates, and home loan advice straight to your inbox.
The age-old question of do I need one or not? It can definitely get a bit confusing as to when it is required as it seems it randomly pops up from time to time. Today, I wanted to give you an idea of what and when one is needed for each type of loan. FANNIE…
Florida's housing market sees dips, with West Palm Beach sales dropping nearly 14% yearly. Hurricanes and rising insurance and HOA costs are key factors affecting local home sales.
Beginning march 1st 2025 if you’ve been dreaming of owning a home in a rural or suburban area, there’s great news for you! USDA loans, known for their zero-down payment benefit and competitive interest rates, are now available for resale home purchases. This update opens up new opportunities for buyers looking to invest in pre-owned properties…
Tax season can bring a much-anticipated financial boost for many individuals and families. While it’s tempting to use your refund for a vacation or shopping spree, investing it into your future could be a smarter move. If you’re planning to buy a home, your tax refund can serve as a valuable resource for your down…
Can you purchase a home in the name of your LLC because your CPA says it is a good idea? It is actually a great idea if the agencies allowed it. When purchasing a home in an LLC name that means a business is purchasing the home. If a business is purchasing a home, then…
Feeling trapped by high interest rates? Take charge with these effective strategies to secure better mortgage rates. Review and improve your credit report and score to enhance lender confidence and secure favorable rates.
Real estate market has been impacted by the pandemic, leading to higher prices and interest rates. Young home buyers are finding it challenging to purchase their first home. To navigate the competitive market, buyers should move quickly, get mortgage preapproval, set a realistic budget, and be prepared to offer over asking price. Continue to full…
First-time homebuyers with good credit can often put just 3% down and have access to down payment assistance programs. There are ways to gather cash for a property purchase, such as starting a side hustle, selling items, automating finances, and making a better budget. Low down payment conventional mortgages and government-backed loans are also options.…
Low down-payment mortgages allow homeownership with as little as 3% down but come with mortgage insurance costs.Private mortgage insurance (PMI) protects lenders if borrowers default, required with conventional loans under 20% down.
A new program in Jacksonville, launched by JWB Rental Homes, aims to assist renters in achieving homeownership. The HomeStep program will provide up to $16 million in equity incentives, allowing JWB renters to earn $100 monthly towards purchasing a home, totaling up to $3,600. Renters can sign an addendum to their lease to participate. The…
