SEARCH BLOGS
North Star Mortgage Network Blog – Florida Mortgage Tips & News
Welcome to the North Star Mortgage Network Blog, where Florida homeowners, buyers, and investors come for honest mortgage advice.
Each article is written to help you make smarter financial decisions. Whether you’re exploring loan options, comparing rates, or watching the real estate market, you’ll find simple explanations and practical tips you can use.
At North Star Mortgage Network, we believe in keeping things clear and personal — no jargon, no confusion, just the truth about what’s happening in Florida’s housing and mortgage world.
What You’ll Find on the North Star Mortgage Network Blog
The North Star Mortgage Network Blog covers everything you need to understand the mortgage process in Florida.
You’ll find:
-
Rate updates and Federal Reserve insights.
-
Guides for FHA, VA, USDA, Conventional, and Non-QM loans.
-
Local market trends from Jacksonville, St. Johns, and across Florida.
-
Credit and refinance tips to help you save money.
-
Step-by-step explanations for first-time buyers.
We write every post with one goal — to help you feel informed and confident about your mortgage decisions.
For additional lending and housing resources, visit HUD.gov.
Expert Insights You Can Trust
Our blog is led by Nathan Young, founder and president of North Star Mortgage Network. With over 25 years of experience in Florida lending, Nathan brings real-world knowledge and straight talk to every topic.
We break down complex mortgage topics into easy-to-read articles so you can understand how rates, loan programs, and market changes affect you.
From Jacksonville to Miami, we’ve helped thousands of Floridians buy, refinance, and invest with confidence.
Popular Topics
Here are a few of the topics we cover on the North Star Mortgage Network Blog:
-
FHA and VA loan guidelines made simple.
-
Down payment assistance programs available in Florida.
-
Rate trends and Fed updates that affect your payment.
-
Home equity strategies and refinance opportunities.
-
Tips for real estate investors using DSCR and Non-QM loans.
New posts are added weekly, so check back often for updates.
Why Readers Choose the North Star Mortgage Network Blog
Unlike national mortgage blogs, our content is built specifically for Florida homeowners.
We know the local programs, market conditions, and challenges that borrowers face here. Our advice is based on hands-on experience — not national averages.
When you read our blog, you get information that applies directly to your local market and your financial goals.
Subscribe and Stay Updated
Don’t miss the latest insights from the North Star Mortgage Network Blog.
Sign up for our free newsletter to receive new posts, rate updates, and home loan advice straight to your inbox.
Mortgage rates are on an unpredictable path at present – and there’s no one-size-fits-all approach for borrowers weighing up the best decision The outlook for US mortgage rates has been nothing if not unpredictable in the second half of the year, with the 30-year fixed-rate average trending downwards during the summer before inching up in…
Experts believe the “magic mortgage rate” below 5.5% is necessary to boost home selling activity. Only 13% of homeowners would accept a rate between 6.5% and 6.99%, while 47% prefer 5.0%-5.5%.
Fox Money, a personal finance hub, provides insights on credit scores and their impact on mortgage loans. Credit scores, primarily based on payment history, credit utilization, and credit history length, influence loan approval and interest rates. Minimum scores vary by loan type: FHA loans require a score of 500 with a 10% down payment, while…
Economists foresee no housing crash in 2025 unless major economic downturn unfolds. Strong demand continues, led by millennials and first-time buyers.
The interest rate market continues the healing process after taking heavy damage in October. During the course of that month, the average top tier conventional 30yr fixed rate increased more than 0.75% and broke above 7.0% for the first time since early July. The first few days of November saw some additional volatility with our…
2025 Housing Market Forecast for Buyers & Sellers | Check out our latest videos. Please follow us on
2025 housing market: moderate rise in home sales, stabilized mortgage rates, and slower price increases. All-cash buyers make up 26% of sales, driven by increased homeowner equity.
Sometimes the most common questions with the most common answers are not fully understood. Today I want to clarify the rules and guidelines behind timeshares and how they impact mortgages. TOP QUESTIONS ASKED ABOUT TIMESHARES: Q: WHAT TYPE OF DEBT IS A TIMESHARE CONSIDERED? A: All products except USDA state it is classified as an installment…
Buying a new home involves key tips for saving money: turn off utilities during walkthroughs, fill freezers for efficiency, replace old appliances with energy-efficient ones, and prepare packed lunches for moving day. Adjust before buying new items, consider second-hand furniture, get to know neighbors for help, save for unexpected repairs, and consider a home warranty.…
The peak time to sign a lease is between May and September. The national average monthly rent for a one-bedroom apartment is $1,536, 0.8% higher than last year. Renters may face varying price increases depending on the landlord. Rent control laws differ by state and city. To reduce rent hikes, consider renting from smaller landlords…









