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North Star Mortgage Network Blog – Florida Mortgage Tips & News
Welcome to the North Star Mortgage Network Blog, where Florida homeowners, buyers, and investors come for honest mortgage advice.
Each article is written to help you make smarter financial decisions. Whether you’re exploring loan options, comparing rates, or watching the real estate market, you’ll find simple explanations and practical tips you can use.
At North Star Mortgage Network, we believe in keeping things clear and personal — no jargon, no confusion, just the truth about what’s happening in Florida’s housing and mortgage world.
What You’ll Find on the North Star Mortgage Network Blog
The North Star Mortgage Network Blog covers everything you need to understand the mortgage process in Florida.
You’ll find:
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Rate updates and Federal Reserve insights.
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Guides for FHA, VA, USDA, Conventional, and Non-QM loans.
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Local market trends from Jacksonville, St. Johns, and across Florida.
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Credit and refinance tips to help you save money.
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Step-by-step explanations for first-time buyers.
We write every post with one goal — to help you feel informed and confident about your mortgage decisions.
For additional lending and housing resources, visit HUD.gov.
Expert Insights You Can Trust
Our blog is led by Nathan Young, founder and president of North Star Mortgage Network. With over 25 years of experience in Florida lending, Nathan brings real-world knowledge and straight talk to every topic.
We break down complex mortgage topics into easy-to-read articles so you can understand how rates, loan programs, and market changes affect you.
From Jacksonville to Miami, we’ve helped thousands of Floridians buy, refinance, and invest with confidence.
Popular Topics
Here are a few of the topics we cover on the North Star Mortgage Network Blog:
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FHA and VA loan guidelines made simple.
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Down payment assistance programs available in Florida.
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Rate trends and Fed updates that affect your payment.
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Home equity strategies and refinance opportunities.
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Tips for real estate investors using DSCR and Non-QM loans.
New posts are added weekly, so check back often for updates.
Why Readers Choose the North Star Mortgage Network Blog
Unlike national mortgage blogs, our content is built specifically for Florida homeowners.
We know the local programs, market conditions, and challenges that borrowers face here. Our advice is based on hands-on experience — not national averages.
When you read our blog, you get information that applies directly to your local market and your financial goals.
Subscribe and Stay Updated
Don’t miss the latest insights from the North Star Mortgage Network Blog.
Sign up for our free newsletter to receive new posts, rate updates, and home loan advice straight to your inbox.
Positive outlook for Florida's housing market in 2024, driven by stabilizing mortgage rates and job growthRising median prices for single-family homes and condos indicate a resilient and competitive market.
Fannie Mae and Freddie Mac came to a conclusion when CALCULATING SE:F EMPLOYED INCOME WHEN NO DISTRIBUTIONS They only want to allow borrowers to use income that they actually received from their business versus what they claimed on their tax return. In order to do this they went to a rule that you can use…
Passage of a vacation rental reform bill in Florida sparks uncertainty over its fate.Bill grants state more control over vacation rentals, aiming to curb disruptive party houses.
CSU predicts 23 named storms for 2024, triggering concerns about increased insurance risk.Insurance companies may raise premiums to cover potential losses, reflecting the global reinsurance market's reassessment.
Prospective homebuyers can expect 30-year fixed mortgage rates above 7%, but experts predict a slow decline to around 6.40% by the end of the year. Factors like inflation and Federal Reserve policies influence rates. To secure a competitive rate, compare lenders, understand mortgage options, and improve your financial profile. Refinancing can be beneficial, but consider…
Florida's 2024 housing market: – ↑ Median prices – ↑ Listings – ↑ Inventory Florida Early-Q1 saw: – Closed sales: ↑ 0.6% yearly – Prices: ↑ 3.8% yearly
The cost of supplies for renovations has ↓. There is a shortage of construction workers, so it is recommended to plan renovations for the off-season.
The housing market has been affected by a "lock-in effect" in recent years due to rising mortgage rates, causing homeowners to stay put. However, data suggests that this effect is easing up, with new listings and active listings increasing. This could indicate a softening of the market and a normalization of inventory levels. Continue to…
Spring offers prime conditions for using home equity for second home purchases. Home equity levels are currently high, averaging around $200,000 per owner.
To prepare your home for sale, consider staging it by cleaning thoroughly, making necessary repairs, depersonalizing, focusing on key rooms, and creating a good first impression. This will help attract potential buyers and increase the chances of selling your home quickly. Continue to full article
