SEARCH BLOGS
North Star Mortgage Network Blog – Florida Mortgage Tips & News
Welcome to the North Star Mortgage Network Blog, where Florida homeowners, buyers, and investors come for honest mortgage advice.
Each article is written to help you make smarter financial decisions. Whether you’re exploring loan options, comparing rates, or watching the real estate market, you’ll find simple explanations and practical tips you can use.
At North Star Mortgage Network, we believe in keeping things clear and personal — no jargon, no confusion, just the truth about what’s happening in Florida’s housing and mortgage world.
What You’ll Find on the North Star Mortgage Network Blog
The North Star Mortgage Network Blog covers everything you need to understand the mortgage process in Florida.
You’ll find:
-
Rate updates and Federal Reserve insights.
-
Guides for FHA, VA, USDA, Conventional, and Non-QM loans.
-
Local market trends from Jacksonville, St. Johns, and across Florida.
-
Credit and refinance tips to help you save money.
-
Step-by-step explanations for first-time buyers.
We write every post with one goal — to help you feel informed and confident about your mortgage decisions.
For additional lending and housing resources, visit HUD.gov.
Expert Insights You Can Trust
Our blog is led by Nathan Young, founder and president of North Star Mortgage Network. With over 25 years of experience in Florida lending, Nathan brings real-world knowledge and straight talk to every topic.
We break down complex mortgage topics into easy-to-read articles so you can understand how rates, loan programs, and market changes affect you.
From Jacksonville to Miami, we’ve helped thousands of Floridians buy, refinance, and invest with confidence.
Popular Topics
Here are a few of the topics we cover on the North Star Mortgage Network Blog:
-
FHA and VA loan guidelines made simple.
-
Down payment assistance programs available in Florida.
-
Rate trends and Fed updates that affect your payment.
-
Home equity strategies and refinance opportunities.
-
Tips for real estate investors using DSCR and Non-QM loans.
New posts are added weekly, so check back often for updates.
Why Readers Choose the North Star Mortgage Network Blog
Unlike national mortgage blogs, our content is built specifically for Florida homeowners.
We know the local programs, market conditions, and challenges that borrowers face here. Our advice is based on hands-on experience — not national averages.
When you read our blog, you get information that applies directly to your local market and your financial goals.
Subscribe and Stay Updated
Don’t miss the latest insights from the North Star Mortgage Network Blog.
Sign up for our free newsletter to receive new posts, rate updates, and home loan advice straight to your inbox.
Florida's diverse housing market offers various options for buyers, with different prices and lifestyles in different regions. Population growth drives demand, especially in urban areas. Consider interest rates, climate risks, tax benefits, and tourism impact when buying property. Future predictions suggest rising home values but monitor market trends. Continue to full article
Easter is a Christian holiday that celebrates the belief in the resurrection of Jesus Christ.However, according to many theologians, Easter originally began before the arrival of Christianity.It is believed that Easter is named after the Anglo-Saxon goddess of the dawn and spring, known as Eostre.Examples of Easter traditions include Easter eggs and related games such…
As all of you are aware houses are not selling as fast as they were before and sellers are taking less money and negotiating and paying closing costs or buying down rates with discounts and helping borrowers make transactions work. So if you are finding yourself short funds, go FHA When someone purchasing a home has…
I continue to see more folks keeping their current home and purchasing a new home with the intention of selling their current home within a few months. Understanding the recasting process and eligibility is a great way to do just this. What is a mortgage recast? A mortgage recast, also known as loan recasting or…
Establish Budget: Set a budget considering down payment, monthly mortgage, taxes, and insurance costs. Pre-Approval for Mortgage: Secure pre-approval to determine budget and enhance credibility in the market.
Buying a house in Florida without money is feasible through various mortgage strategies. Options like USDA, VA, Conventional 97, and FHA loans offer low or zero down payments.
The Florida House passed a bill that could increase interest rates on consumer-finance loans. The bill allows for higher interest rates on different principal amounts, aiming to attract more lenders to the state. However, opponents are concerned about the impact on borrowers who may not qualify for bank loans. Governor DeSantis vetoed a similar bill…
Mortgage rates remain high in the current market, with expectations of a decline pushed back to later in the year. Successful loan officers focus on buyer education and building referral relationships. Homebuyers are adjusting to higher rates, understanding the need to act now rather than wait for rates to drop. Industry experts predict rising home…
Find out whether the central bank chose to cut rates The Federal Reserve has held interest rates steady once more following its latest meeting, continuing with a patient approach amid growing speculation that rate cuts are on the way. The central bank said on Wednesday afternoon that it was keeping its funds rate at its…
