SEARCH BLOGS
North Star Mortgage Network Blog – Florida Mortgage Tips & News
Welcome to the North Star Mortgage Network Blog, where Florida homeowners, buyers, and investors come for honest mortgage advice.
Each article is written to help you make smarter financial decisions. Whether you’re exploring loan options, comparing rates, or watching the real estate market, you’ll find simple explanations and practical tips you can use.
At North Star Mortgage Network, we believe in keeping things clear and personal — no jargon, no confusion, just the truth about what’s happening in Florida’s housing and mortgage world.
What You’ll Find on the North Star Mortgage Network Blog
The North Star Mortgage Network Blog covers everything you need to understand the mortgage process in Florida.
You’ll find:
-
Rate updates and Federal Reserve insights.
-
Guides for FHA, VA, USDA, Conventional, and Non-QM loans.
-
Local market trends from Jacksonville, St. Johns, and across Florida.
-
Credit and refinance tips to help you save money.
-
Step-by-step explanations for first-time buyers.
We write every post with one goal — to help you feel informed and confident about your mortgage decisions.
For additional lending and housing resources, visit HUD.gov.
Expert Insights You Can Trust
Our blog is led by Nathan Young, founder and president of North Star Mortgage Network. With over 25 years of experience in Florida lending, Nathan brings real-world knowledge and straight talk to every topic.
We break down complex mortgage topics into easy-to-read articles so you can understand how rates, loan programs, and market changes affect you.
From Jacksonville to Miami, we’ve helped thousands of Floridians buy, refinance, and invest with confidence.
Popular Topics
Here are a few of the topics we cover on the North Star Mortgage Network Blog:
-
FHA and VA loan guidelines made simple.
-
Down payment assistance programs available in Florida.
-
Rate trends and Fed updates that affect your payment.
-
Home equity strategies and refinance opportunities.
-
Tips for real estate investors using DSCR and Non-QM loans.
New posts are added weekly, so check back often for updates.
Why Readers Choose the North Star Mortgage Network Blog
Unlike national mortgage blogs, our content is built specifically for Florida homeowners.
We know the local programs, market conditions, and challenges that borrowers face here. Our advice is based on hands-on experience — not national averages.
When you read our blog, you get information that applies directly to your local market and your financial goals.
Subscribe and Stay Updated
Don’t miss the latest insights from the North Star Mortgage Network Blog.
Sign up for our free newsletter to receive new posts, rate updates, and home loan advice straight to your inbox.
Experts deliver their verdict. A panel of housing experts anticipates continued growth in home prices, though at a slower pace than in recent years, according to the latest Fannie Mae Home Price Expectations Survey (HPES). The panel has upgraded its Q1 2024 projection to a 3.8% rise in home price growth this year and 3.4%…
There have been a lot of questions around rules as it pertains to Property Flipping Rules. Property Flipping is when sellers buying a home and then flip it and sell it to your borrower. The rules are fairly easy with the exception of FHA. VA No flipping rules. Sellers can sell one day after buying it with no requirement…
TAX RETURN REQUIREMENTS FOR MORTGAGES Tax season opened up this year on January 29th for everyone to hope for a refund or fear that you owe. The deadline this year falls on Monday April 15th so just know you have an entire weekend prior to get yours done. October 15th is this year’s deadline for…
National Association of Realtors reveals new figures for US home sales. Existing home sales saw an increase in January by 3.1%, according to the findings of the National Association of Realtors (NAR). The organization found that within the four major regions in the US, sales saw an acceleration within the Midwest, South, and West markets.…
Positive Rental Payment History refers to the on-time payment by a Borrower of all rental payments in the previous 12 months. A rental payment is considered to be on time when it is paid within the month due. A First-Time Homebuyer refers to an individual who has not held an ownership interest in another property…
A homestead exemption is a legal provision in the United States that protects a certain amount of a homeowner’s equity from creditors, property taxes, and in some cases, bankruptcy proceedings. It’s designed to provide homeowners with a measure of protection for their primary residence. The specifics of homestead exemptions vary by state, as each state…
Finding the perfect home can be a stimulating journey, but the path to homeownership often involves navigating the intricate world of mortgages. In Jacksonville, where the real estate market is as vibrant as the city, choosing the right mortgage broker is crucial in securing your dream home. This guide is crafted to help you understand…
Bill could mark a first for the country A Nebraska lawmaker whose north Omaha district has struggled for years with a housing shortage is pushing a bill that, if passed, could make Nebraska the first in the country to forbid out-of-state hedge funds and other corporate entities from buying up single-family properties. Sen. Justin Wayne’s…
US housing starts plunge. New construction ‘collapsed’ last month Construction of new homes in the US dropped in January as buyers continued to sit on the sidelines in anticipation of lower mortgage rates down the line. Government data released Friday showed residential starts slid by 14.8% last month, hitting an annualized rate of 1.3 million,…
A USDA mortgage, also known as a USDA Rural Development Loan, is a type of mortgage loan program offered by the United States Department of Agriculture (USDA). These loans are designed to help low- to moderate-income borrowers in rural areas purchase homes with favorable terms. USDA LOAN is the only product that does not like…
