SEARCH BLOGS
North Star Mortgage Network Blog – Florida Mortgage Tips & News
Welcome to the North Star Mortgage Network Blog, where Florida homeowners, buyers, and investors come for honest mortgage advice.
Each article is written to help you make smarter financial decisions. Whether you’re exploring loan options, comparing rates, or watching the real estate market, you’ll find simple explanations and practical tips you can use.
At North Star Mortgage Network, we believe in keeping things clear and personal — no jargon, no confusion, just the truth about what’s happening in Florida’s housing and mortgage world.
What You’ll Find on the North Star Mortgage Network Blog
The North Star Mortgage Network Blog covers everything you need to understand the mortgage process in Florida.
You’ll find:
-
Rate updates and Federal Reserve insights.
-
Guides for FHA, VA, USDA, Conventional, and Non-QM loans.
-
Local market trends from Jacksonville, St. Johns, and across Florida.
-
Credit and refinance tips to help you save money.
-
Step-by-step explanations for first-time buyers.
We write every post with one goal — to help you feel informed and confident about your mortgage decisions.
For additional lending and housing resources, visit HUD.gov.
Expert Insights You Can Trust
Our blog is led by Nathan Young, founder and president of North Star Mortgage Network. With over 25 years of experience in Florida lending, Nathan brings real-world knowledge and straight talk to every topic.
We break down complex mortgage topics into easy-to-read articles so you can understand how rates, loan programs, and market changes affect you.
From Jacksonville to Miami, we’ve helped thousands of Floridians buy, refinance, and invest with confidence.
Popular Topics
Here are a few of the topics we cover on the North Star Mortgage Network Blog:
-
FHA and VA loan guidelines made simple.
-
Down payment assistance programs available in Florida.
-
Rate trends and Fed updates that affect your payment.
-
Home equity strategies and refinance opportunities.
-
Tips for real estate investors using DSCR and Non-QM loans.
New posts are added weekly, so check back often for updates.
Why Readers Choose the North Star Mortgage Network Blog
Unlike national mortgage blogs, our content is built specifically for Florida homeowners.
We know the local programs, market conditions, and challenges that borrowers face here. Our advice is based on hands-on experience — not national averages.
When you read our blog, you get information that applies directly to your local market and your financial goals.
Subscribe and Stay Updated
Don’t miss the latest insights from the North Star Mortgage Network Blog.
Sign up for our free newsletter to receive new posts, rate updates, and home loan advice straight to your inbox.
There are several steps involved when you buy a home, and before you finalize the transaction, one step you will need to take is having your potential home evaluated by a professional home inspector. During this process, a home inspector will come into the home you are looking to purchase and attempt to identify any…
Are you currently in the market for a home, and in the process of deciding on the best financing option to fit your current situation? Conventional loans can be an excellent home financing option because they offer flexible terms and competitive rates. If you are searching for a home in Jacksonville, Florida, the skilled team…
Are you a current homeowner interested in refinancing your home, and trying to determine the best refinancing option for your situation? You may want to consider a cash-out refinance, which basically replaces the mortgage you currently have with a new loan that is for a higher amount than you owe on your house, and you…
When you purchase a home, there are many different costs associated with the process, and sometimes it can be confusing when trying to understand the different payment requirements that go along with home financing. One such cost that you may be responsible for paying is private mortgage insurance, particularly if you are interested in obtaining…
If you are planning to purchase a home, the type of interest rate you choose will be an important factor when you are considering what type of mortgage to get, and will also ultimately determine the amount of money you will spend on your monthly payments. One common interest rate option is a fixed rate…
Are you in the beginning stages of buying a new home, and wondering what initial steps you should take in order to obtain a mortgage? You have probably heard that getting preapproved for a loan and being prequalified for a mortgage can give you an advantage over other potential buyers, but what do these terms…
Deciding on a suitable financing option and what type of interest rate you will pay on your home loan are major factors to consider when purchasing a new home, and selecting an interest rate that works best for your situation can end up saving you a great deal of money in the long run. In…
Are you interested in buying a home that maybe needs some extra upkeep and maintenance, or do you already own a home that needs some repair or updated accommodations? If so, you may want to consider getting a homestyle renovation loan, which allows homebuyers and homeowners to renovate their home. If you want to learn…
Buying a home means considering how you plan to improve that home and make it your own. The term renovation doesn’t mean a big task, it can mean several small projects that make up your renovation over time. Whatever the case, there are some things to consider before you get started. Increasing the value of…
There are many factors that can affect your mortgage rate and we want to make sure you know what they are no matter what place you’re at in the home buying process. As often as low interest rates are advertised, many who apply find out they don’t qualify. The best way to avoid this situation…
