Updated August 2026: this post is from 2022 and is kept here as an archive. For the figures that apply now, see 2026 Conforming Loan Limits — the baseline…

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WHEN TO USE ARMS VS. FIXED RATE With rates going in the tank ARM’s will become a topic of discussion with certain borrowers who have expectations of lower…

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Short answer On a VA loan, if you are bringing a small amount to closing, the lender generally needs proof that you have the funds but may not need to document where every dollar came from. Guidelines may change, and lender overlays may be stricter. Call or text 904-880-6741 Ask about your actual file —…

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