Buying a home is a major goal for many families in Florida. But saving thousands of dollars upfront can feel impossible. Payment assistance programs Florida are designed to help. These programs give qualified buyers money or low-cost loans to cover the costs of buying a home. What Are Payment Assistance Programs in Florida? Payment assistance…

Buying a home in Florida is exciting, but saving for a large upfront cost can be overwhelming. Payment assistance programs Florida are designed to help. These programs reduce the amount of cash needed for closing and make homeownership possible sooner. What Are Payment Assistance Programs in Florida? Payment assistance programs Florida provide funds to cover…

The Fed rate cuts 2025 outlook has shifted dramatically after the latest U.S. jobs report. Markets now expect the Federal Reserve to cut rates at all three remaining meetings this year, starting in September. For homebuyers and homeowners across Florida, this development could bring new opportunities in a market that has been defined by high…

The VA grants homeless veterans 2025 program is a major step to reduce veteran homelessness nationwide. The Department of Veterans Affairs (VA) announced $818 million in new grants that will fund housing, health care, and family support for veterans in need. This initiative will help thousands of homeless veterans or those at risk of homelessness…

A credit freeze helps protect your identity by blocking access to your credit report. If you suspect fraud or identity theft, freezing your credit can stop lenders from opening new accounts in your name. What is a Credit Freeze? A credit freeze prevents creditors from checking your credit file. This blocks both fraudulent and legitimate…

If you work through a staffing or temporary agency and are preparing to buy a home in Florida, understanding temporary agency employment mortgage requirements is critical. Many borrowers mistakenly believe temporary income will automatically disqualify them. The truth is, each loan program has specific rules, and with the right documentation, Florida homebuyers working through staffing…

At North Star Mortgage Network, we believe homeownership should be accessible to everyone. For more than 25 years, we’ve worked closely with Florida borrowers to provide fair, transparent, and personalized financing solutions. Today, we want to highlight an important development that directly supports individuals with disabilities: new mortgage benefits for persons with disabilities in Florida.…

For many Florida homebuyers, student loans remain one of the biggest hurdles to qualifying for a mortgage. The good news is that 2025 student loan mortgage guidelines give borrowers options, whether you’re applying for an FHA, VA, USDA, Fannie Mae, or Freddie Mac loan. At North Star Mortgage Network, we know that understanding how lenders…

The Fed rate cut sparks hopes of hotter housing market across the country, giving many homebuyers and homeowners a reason to feel optimistic about the rest of 2025. Federal Reserve Chair Jerome Powell recently signaled that a reduction in interest rates may be on the way, raising expectations for increased housing activity before year’s end.…

When applying for a mortgage, lenders must complete a verification of commission income to determine if this variable source of earnings is stable, predictable, and likely to continue. Commission income is common for sales professionals and other roles with performance-based pay, but because it can fluctuate, lenders follow strict guidelines to evaluate it for mortgage…