Thinking about buying a home can be a very exciting time but when it comes to financing the home, that might come with a little less excitement. Purchasing a home is a big deal and whether you are pre-qualified or just getting started on your search for a home, it’s always a good idea to…

As interest rates drop, more and more people are looking into buying homes for their first time and with that comes lots of new terminology and information as well. One of things that many first time homebuyers overlook is the possibility to purchase land versus buying a home outright. Starting with a blank canvas might…

Making the decision to purchase a home can be very exciting, but we know that it can also bring about a lot of questions and concerns. It’s a very big decision especially for a first time home buyer and at North Star Mortgage Network, we want to do whatever we can to help you along…

Most adults know that your credit score matters whether they’ve had one credit card or five, but getting to know how that three digit number is made up is something a little less well known. Your FICO score can determine if you’re able to secure a loan, a home, and can even affect whether or…

If you are having trouble paying your mortgage, you might want to look into mortgage loan modification. Coronavirus has caused many people to face financial troubles and those in forbearance are also good candidates for mortgage loan modification. Even if you aren’t falling behind on your mortgage, learning about mortgage loan modification is still a…

As tax season nears, it’s important to know how your mortgage, especially if you’ve refinanced is going to affect your taxes. When you refinance your mortgage, your finances are verified and calculated like they were for the original loan, although in some cases your income doesn’t need to be verified. In some cases, your total…

Are you a first time buyer getting started on your home search and aren’t too sure where to begin? Or maybe you have been looking for a home for awhile but can’t seem to find everything you want in a home? Whatever the case may be, here’s some information that can help you on your…

Are you thinking about buying a home but aren’t sure what you need to keep it protected? Or maybe you already know about homeowners insurance but haven’t looked at a home warranty? Most people think that home warranties are similar to homeowners insurance, but that is not actually the case. A home warranty provides assurances…

As interest rates decrease, more and more people are looking to buy a home in today’s market. It’s important to note that although it might seem like the timing is right, that’s not all it takes to get you into the home of your dreams. Since many people are used to being behind a screen,…

During these uncertain times, many people have been able to put their student loans off but this extension won’t last forever. What does that mean for those who are looking to buy a home even though they owe on their student loans but may have used the break to save some money for a down…