US Housing Affordability 2026 is on track to improve for the first time since the pandemic pushed many borrowers out of the market. After years of rising prices, tight supply, and higher interest rates, the market is finally showing early signs of shifting in favor of homebuyers as 2026 approaches. The improvements will be gradual,…

DSCR loans in Florida are quickly becoming one of the most popular financing tools for real estate investors. Florida buyers are turning to DSCR loans because they are simple, fast, and based on the income of the property—not personal tax returns. As investment demand grows across Jacksonville, St. Augustine, St. Johns County, Tallahassee, Tampa, Orlando,…

Renovation loans in Florida are growing fast, and for good reason. The average home in the United States is more than 40 years old, and many Florida homes are even older. Buyers and homeowners across Jacksonville, St. Augustine, St. Johns County, Gainesville, Tallahassee, and the surrounding areas are turning to renovation loans to repair aging…

According to a new Reuters poll of 117 economists, the Fed is poised for two more 2025 rate cuts before the end of the year. The Federal Reserve is expected to lower its benchmark interest rate twice as it continues to balance rising inflation concerns with a cooling job market. For Florida homebuyers and homeowners,…

If you’re buying, refinancing, or investing in Florida real estate, you deserve a mortgage company that does more than quote rates — you deserve a partner who treats your goals like their own. That’s what sets North Star Mortgage Network apart. For over 25 years, North Star Mortgage has been guiding Florida families, veterans, and…

If you’re searching for Right Start Mortgage Florida, you’re likely looking for a lender who can guide you through the mortgage process with confidence, clarity, and care. At North Star Mortgage Network, we believe the right start begins with the right lender — one who listens, educates, and delivers competitive rates across all of Florida.…

Powell signals fed rate cuts — that’s the message you need to hear now if you’re in the market for a mortgage. The Federal Reserve chair, Jerome Powell, recently flagged a reversal in tone, saying the risks to the U.S. labor market have grown and that two more rate cuts are likely this year. That…

Federal Reserve Chair Jerome Powell has signaled that more Fed rate cuts are likely this year as job growth slows and economic risks increase. For homeowners and potential buyers across Florida, these developments could soon bring long-awaited relief in borrowing costs and improved affordability in the housing market. At North Star Mortgage Network, we keep…

The VA IRRRL refinance Florida program, also known as the VA Interest Rate Reduction Refinance Loan, is one of the most efficient ways for eligible veterans to lower their mortgage rate and monthly payment. This streamlined option from the Department of Veterans Affairs makes it faster and easier to refinance your existing VA loan —…

The best mortgage refinance rates FL homeowners have seen in years arrived after a surprise move by the Federal Reserve. Softer-than-expected jobs data triggered a 25-basis-point rate cut, bringing mortgage rates to 2025 lows. The result? A wave of activity from borrowers locking in better deals before the market shifted again. At North Star Mortgage…