Hometown Heroes Loan Program

The “Hometown Heroes Loan Program” is a type of financial assistance initiative often implemented by local governments or lending institutions to provide support to individuals who serve the community in essential roles. These roles typically include firefighters, law enforcement officers, teachers, healthcare workers, and emergency medical technicians, among others. The program typically offers special benefits…

Proper home maintenance can prevent claims and keep premiums low, and it includes cleaning gutters, maintaining sump pumps, and salting driveways in winterBundling your home, auto, and other insurance policies with the same company can lead to discounts.

Get fully pre-approved early to lock in rates for 60-90 days. Put down a larger down payment, typically 20% or more.

Speak to friends, local business owners, and check for "sold" signs in desired neighborhoods.Look for agents who’ve successfully closed transactions in the area where you’re looking to buy.

Shop around for mortgage rates and explore government loan options. Consider assuming a seller's existing mortgage or buy down your interest rate.

Florida metros dominate the best places for buyers in Zillow’s new market heat index. Despite a national trend of more inventory in some areas, the US remains a seller's market overall.

Higher home prices and mortgage rates aren't the only rising numbers in the housing market post-COVID-19. The average down payment for a median-priced home has increased significantly since pre-pandemic days. Climbing mortgage rates and market dynamics are driving buyers to put more money down, with the pandemic leading to a rise in down payments. Despite…

Your mortgage lender might sell your loan to another investor after you close. This frees up capital for the lender and generates cash through servicing fees.

The Florida Office of Insurance Regulation notes a decrease in property insurance rate filings, indicating improvement in housing insurance issues. Nine companies have filed for rate reductions, while ten companies have filed for a 0% increase. Legislative reforms in 2022 and 2023 are contributing to market stabilization. Continue to full article

Florida's housing market is expected to see slower growth but remain positive in the next two years.Rising interest rates are causing an adjustment with more properties on the market.