Do I need Title Insurance?
Yes — title insurance is strongly recommended.
When you buy a home, you’re making one of the largest financial investments of your life. Protecting your ownership rights is critical.
Talk to Nathan directly
Every file is different. Call or text and you reach Nathan Young, the licensed broker who owns North Star Mortgage Network, not a call center. You will get a straight answer about your options.
Ask about your actual file — no SSN, no credit pull.
In most transactions:
- Lender’s title insurance is required and protects the mortgage lender
- Owner’s title insurance is optional, but it protects you, the homeowner
Owner’s title insurance helps safeguard against:
- Unknown liens or unpaid debts
- Errors in public records
- Boundary or survey disputes
- Claims from past owners or heirs
At North Star Mortgage Network Inc., we strongly encourage buyers to consider owner’s title insurance as part of a sound, long-term ownership strategy. It’s typically a one-time cost at closing that provides protection for as long as you own the home.
To learn more about why an owner’s title insurance matters, visit:
https://www.nsmn.com/why-owners-title-insurance-is-essential-for-homebuyers/
If you have questions about coverage or costs, we’re always happy to walk you through it before closing.
